WHEN a neighbour alerted Richard Poole to a suspicious conversation she had overheard between his elderly father, Leonard, and a member of staff at his HSBC branch, he thought little of it at first. But when he looked at his father's savings passbook after the neighbour's comments in March, Richard was horrified to discover that more than Pounds 40,000 had been taken out of the Premier Savings account over nine months. Although Leonard, 90, suffers from dementia, Richard was certain the withdrawals had not been made by his father.
QI used to hold two accounts with the same bank -- one for savings and a current account for general day-to-day use. I decided I didn't want the savings account any more and went into the bank to close it. For some reason -- and I still don't know how it happened - - the cashier closed my current account rather than the savings one. I know, for a fact (my friend was with me) that I said I wanted to close my savings account. As soon as I realised what had happened (about two days later), I rushed back in and tried to reopen my current account. Unfortunately, it was too late -- it had been deleted from the system and all the money transferred into my savings account. All my direct debits were cancelled as were my standing orders. My first salary cheque after this happened bounced because ...
Accounts in this table are independently researched and are ranked purely by the highest rate paid for the appropriate terms. They do not reflect the financial strength or security of the deposit takers. The level of protection varies. For up-to-date details, visit thisismoney.co.uk/safe-savings. To find the best rate, select the sum that you want to invest and then read across the top row for the time you are prepared to lock it away. All rates shown are gross annualised. INSTANT ACCESS, POST, NO-NOTICE ACCOUNT UP TO 90 DAYS' 1 YEAR'S 3 TO 5 YEARS' Pounds PHONE OR BRANCH INTERNET ONLY NOTICE NoTiCE NoTiCE 100 ING Direct Coventry BS Northern Rock Bank of Cyprus * BM Savings Account Poppy Online Saver Branch Saver 90 1-year Fixed Postal 5-year Fixed 3% T 3.1% BW 2.5% 3.3% F 4.65% FP Tel...
Accounts in this table are independently researched and are ranked purely by the highest rate paid for the appropriate terms. They do not reflect the financial strength or security of the deposit takers. The level of protection varies. For up-to-date details, visit thisismoney.co.uk/safe-savings. To find the best rate, select the sum that you want to invest and then read across the top row for the time you are prepared to lock it away. All rates shown are gross annualised. INSTANT ACCESS, POST, NO-NOTICE ACCOUNT UP TO 90 DAYS' 1 YEAR'S 3 TO 5 YEARS' Pounds PHONE OR BRANCH INTERNET ONLY NOTICE NoTiCE NoTiCE 100 ING Direct Santander Northern Rock AA * AA Savings Account E-Saver (issue 3) Branch Saver 90 1-year Fixed 5-year Fixed 3% T 3% b 2.5% 3.4% DFP 5% DFIP Tel: 0800 376 7799 santande...
SOME years go, my husband and I had a joint account in the Surrey Trustee Savings Bank. One day, we received a letter stating that the bank was now part of Lloyds TSB and that we had a windfall of Pounds 200 each. Two cheques for those amounts were enclosed.
AT first glance, the rules seem simple. Under the Financial Services Compensation Scheme, up to [pounds]35,000 of savings per person - [pounds]70,000 for a joint account - is protected in the unlikely event of a UKregulated bank or building society going bust. But then things get a little more complicated. Though the scheme protects savers with companies regulated by the Financial Services Authority, the different way that banks have registered with the FSCS means the cover is not always as generous as it might appear at first.
WE'VE all heard the saying, "Don't put all your eggs in one basket" and this is especially true when it comes to our personal finances. If your money is sitting in a bank or building society savings account, then this shows that you have good intentions to grow your money, but be warned - this isn't always the most rewarding option, especially in the current marketplace.
A carer set up an elaborate ruse to steal nearly Pounds 50,000 from an elderly bed-ridden woman so she could set up an adult sex toy business. For two years Kirsty Green plundered Doreen Harding's life savings, leaving the 85-year-old with only Pounds 255 in her bank account.
Solar power stations have, so far at least, proved expensive follies singularly incapable of producing anything like the energy we so hungrily need. But for ordinary home owners, matters are rather different, as the multitude of solar-panel firms proves. Indeed, small solar panels on our roofs can actually be a solid earner. It's not that they are any better than their industrial cousins - indeed, the amount of energy they produce would ordinarily be too small to justify their existence. At best, you'll usually only produce half the energy your home requires. But then the very generous 25-year government Feed-in Tariffs (FIT), or subsidies, come in. This means solar panel owners get paid to have them, to encourage 'green' power. The government has been heavily criticised for its benevol...
... Pounds 1,483 per year, plus electricity savings and an export tariff of Pounds 293, you'll net a h...
A THIEF has been disowned by his family after stealing his sick father's life savings and leaving him with just [pounds]6.31. Andrew Clendenning took [pounds]7,000 from the bank account of his 64-year-old father, Edward, in only four months.
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