Credit in UK Law
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Letters of Credit
The letter of credit is commonly utilised when an exporter has doubts regarding the prospects of receiving payment. It is essential that all possible precautions are taken to ensure that the letter...
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Strengthening credit rating integrity
Purpose: – The purpose of the article is to explain the significance of key features of the SEC’s new rules for credit rating agencies. Those rules include three key items: they prohibit the influe...
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Credit restorer.
...Profits are down at Barclays, yet bonus payments are up. For Antony Jenkins, group CEO of the beleaguered bank, this doesn't make the task of winning back hearts and minds any easier ntony Jenkins is very much in the line of fire. When he accepted ......
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Credit Advisers, Consumer Credit and Equitable Fiduciary Obligations
Consumers use financial intermediaries such as brokers and other credit advisers to navigate complex financial markets and to provide guidance on credit products. In 2017 ASIC reported that ‘[b]rok...
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Is the US Consumer Credit Asymmetric?
We investigate the existence of any asymmetric effects in the US consumer credit. In doing so, we utilize the asymmetric cointegration methods proposed by Breitung (2001, 2002) and Enders and Siklo...
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Credit Control — A Survey
The success of a credit system, in terms of both effectiveness and cost, is largely determined by policy established within the company. Too conservative a policy will entail high opportunity cost ...
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Credit card fraud: awareness and prevention
Purpose: To make readers aware of the pervasiveness of credit card fraud and how it affects credit card companies, merchants and consumers. Design/methodology/approach: A range of recent publicati...
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Will credit rating agency reforms be effective?
Purpose: The purpose of this paper is to examine the potential effectiveness of government reforms aimed at improving the accuracy of ratings issued by credit ratings agencies in US financial marke...
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Reviewing Pillar 2 regulations: credit concentration risk
Purpose: This paper aims to analyse the recent changes to the Pillar 2 regulatory-prescribed methodologies to classify and calculate credit concentration risk. Focussing on the Prudential Regulatio...
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Intellectual capital reporting and credit risk analysis
Purpose: Aims to increase our understanding of the role of intangibles in credit risk analysis and of the main factors which enable or disable the impact of intellectual capital (IC) reports. Desi...
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