Consumer Credit in UK Law
-
Wilson v First County Trust Ltd (No 2)
... ... The £250 fee: was it 'credit'? ... 3 When Mrs Wilson signed her agreement ... was a regulated agreement for the purposes of section 8 of the Consumer Credit Act 1974. A regulated agreement is not properly executed unless the ... ...
-
Dimond v Lovell
... ... It was a "regulated agreement" within the meaning of the Consumer Credit Act 1974 and did not contain the particulars that the Act required ... ...
-
Shogun Finance Ltd v Hudson
... ... Section 27 of the Hire-Purchase Act 1964, as substituted by the Consumer Credit Act 1974, provides: '(1) This section applies ... ...
-
Paragon Finance Plc v Nash and Another; Same v Staunton and Another
... ... of general importance in relation to sections 137–139 of the Consumer Credit Act 1974 ("the 1974 Act"). Paragon Finance PLC ("the Claimant") ... ...
-
Director General of Fair Trading v First National Bank Plc
... ... First National Bank plc ("the bank") is licensed to carry on consumer credit business. It is a major lender in the market and has lent large ... ...
-
Lagden v O'Connor
... ... is part of the long continuing contest between motor insurers and credit hire companies. The issue raised is narrow, and the amount of money ... been used in that case satisfied the requirements of a regulated consumer credit agreement for the purposes of the Consumer Credit Act 1974. For ... ...
-
National Westminster Bank Plc v Morgan
... ... relieve against the mischief: for example, the hire-purchase and consumer protection legislation, of which the Supply of Goods (Implied Terms) Act 973, Consumer Credit Act 1974, Consumer Safety Act 1978, Supply of Goods and Services Act 1982 ... ...
-
Wilson v First County Trust Ltd (No 2)
... ... that a provision of primary legislation – section 127(3) of the Consumer Credit Act 1974 – was incompatible with a Convention right. In those ... ...
-
Moorgate Mercantile Company Ltd v Twitchings
... ... effect that the car had not been recorded as being the subject of a credit sales agreement. This answer—perfectly correct in fact—has to be read ... The law on consumer credit has in recent years received a good deal of attention and has been ... ...
-
Cavendish Square Holding BV v Talal El Makdessi; ParkingEye Ltd v Beavis
... ... second appeal, ParkingEye Ltd v Beavis , raises the issue at a consumer level, and it also raises a separate issue under the Unfair Terms in ... purpose was not to deter default but to reflect the greater credit risk associated with a borrower in default. At pp 763–764, he observed ... ...
See all results