Consumer Credit in UK Law
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Who’s driving consumer credit growth?
The FCA has published its latest insight article entitled Who’s driving consumer credit growth? To build a better picture of what is driving consumer credit growth the FCA requested credit referenc...
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SRA adopts consumer credit proposals
The SRA Board has adopted proposals for consumer credit regulation for solicitors. The proposals are that solicitors should be able to carry out certain consumer credit activities under SRA authori...
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FCA publishes consumer credit guides
FCA has published guides to help firms that are applying for permission to carry on a consumer credit regulated activity on various parts of the application form, specifically: - the applicati...
- Consumer Credit
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FCA publishes consumer credit rules and guidance
FCA has issued a policy statement in response to its consultation on proposed changes to its consumer credit rules and guidance, as well as publishing the final rules and guidance. The changes made...
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New briefing note – Reforming the Consumer Credit Act 1974
Among the documents that the Government published last December as part of its Edinburgh reforms was a consultation paper on reforming the UK’s Consumer Credit Act 1974. We have published a new bri...
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The Consumer Credit (Amendment) (EU Exit) Regulations 2018
On 17 July 2018, HM Treasury published The Consumer Credit (Amendment) (EU Exit) Regulations 2018 together with an explanatory memorandum. This instrument is made using the power in section 8 of th...
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UK commits to reform of the Consumer Credit Act
On 16 June 2022, the government announced that it would be reforming the Consumer Credit Act 1974 and move much of the Act from statute to the FCA Handbook. The reforms will build on the recommenda...
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UK commits to reform of the Consumer Credit Act
On 16 June 2022, the government announced that it would be reforming the Consumer Credit Act 1974 and move much of the Act from statute to the FCA Handbook. The reforms will build on the recommenda...
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Finally Certainty About Licensing SPVs Under the FCA Consumer Credit Regime
From 1 April 2014, responsibility for the regulation of consumer credit in the UK was transferred from the Office of Fair Trading (“OFT”) to the Financial Conduct Authority (“FCA”), drawing certain...
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