Tracker Mortgage in UK Law

Leading Cases
  • Norris v Norris
    • Family Division
    • 28 Noviembre 2002
    “

    A spouse can, of course, spend his or her money as he or she chooses, but it is only fair to add back in to that spouse's assets the amount by which he or she recklessly depletes the assets and thus potentially disadvantages the other spouse within ancillary relief proceedings.

  • Alexander (as representative of the “Property118 Action Group”) v West Bromwich Mortgage Company Ltd
    • Court of Appeal (Civil Division)
    • 08 Junio 2016
    “

    As put to Mr Cox QC in oral argument, one way of testing whether clauses can be "fairly" or "sensibly" read together is by seeking to put them together in a single clause. Such a clause would be to the effect that the variable rate is to be the Bank of England Base Rate plus a premium of 1.99%, subject to the Lender's right to vary that rate at any time for broadly specified or unspecified "valid" reasons in accordance with clause 5 of the Mortgage Conditions.

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Legislation
  • Chester Lighthouse. Act 1776
    • UK Non-devolved
    • 1 de Enero de 1776
    ... ... or more of them, to be duly executed, to grant, bargain, sell, mortgage, assign, and set over, the several Duties arising or to arise by virtue of ... to be admitted as a Tower or Tracker of Ships or Vessels with Horses, within the Port of Chester ... ...
  • Slamannan and Borrowstouness Railway Act 1846
    • UK Non-devolved
    • 1 de Enero de 1846
    ... ... shall from Time to Timc be lawful for thc Coinpany to borrow on Mortgage or Bond, and if paid up again to borrow, in the Manner provided for ... of the clear Head Room above the Waterway of the Canal any Steam Tracker shall be impeded in passing along, or shall not bc able at all Times ... ...
  • Caledonian Railway Act 1845
    • UK Non-devolved
    • 1 de Enero de 1845
    ... ... , That it shall be lawful for the Company borrow to borrow on Mortgage or Bond any Sums not exceeding in the Money' whole the Sum of Seven ... of the clear Head-room above the Waterway of the Canal, any Steam-tracker shall be impeded in passing along, or shall not be able at all Times ... ...
  • Dover Improvement Act 1810
    • UK Non-devolved
    • 1 de Enero de 1810
    ... ... fet Fire ;to or let off,: or throw^ny Squib* Serpent, Ro^kef, tracker or other J^irewofk whatfoever therein; qr if at any Time hereajtsrj any ... or Affigns (hall refufe fo to do, then all Intereft on every fuch Mortgage from the Expiration of the faid Six Calendar Months after any fuch Notice ... ...
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Books & Journal Articles
  • Who were the winners and losers in the Financial Crisis of 2008: it depends
    • No. 21-4, September 2014
    • Journal of Financial Crime
    • 447-460
    Purpose: – This paper aims to address the question of who gained and who lost in the financial crisis of 2008. Design/methodology/approach: – Gains and losses were identified by groups ranging fro...
    ... ... as a result, have not seen as large a drop in asset ownership.The mortgage crisis has had different impacts on various demographic groups ... The Tracker reveals that over 60 per cent of TARP funds did, in fact, go to“Bank ... ...
  • Supervision of the Responsible Lending Regimes: Theory, Evidence, Analysis and Reforms*
    • No. 46-2, June 2018
    • Federal Law Review
    • 0000
    National responsible lending regimes have operated in Australia since 2009, with the stated aims to encourage prudent lending, curtail undesirable market practices, and impose sanctions for irrespo...
    ... ... monthly data from the Reserve Bank of Australia indicates that mortgage loans totalled more than $1,723 billion at the end of December 2017 and ... 189 ASIC, ‘Australian Financial Attitudes and Behavioural Tracker’ (Report 541, March 2017) 44. 190 See Kathleen C Engel, ‘Can ... ...
  • Chapter 14: Climate Change and Insurance
    • The Global Insurance Market and Change
    • Taylor and Francis
    • 409-444
    ... ... Work done by the organisation Climate Action Tracker indicates that the global community is not yet on track to meet the ... , branches and agencies of foreign banking organisations, mortgage bankers and servicers, and limited purpose trust companies, as well as New ... ...
  • Quantifying the potential impact of a green supporting factor or brown penalty on European banks and lending
    • No. 27-3, July 2019
    • Journal of Financial Regulation and Compliance
    • 380-394
    Purpose: The European Parliament and Commission are considering introducing a green supporting factor (GSF) or brown penalty (BP) for capital reserve requirements. This paper aims to estimate the p...
    ... ... role in European householddebt relatively to the USA, as well as mortgage debt which is covered in a different asset class,roughly 35 per cent of ... carbon2013: wasted Capital and stranded assets”, Carbon Tracker andthe Grantham ResearchInstitute, LSE, London.Martinez-Miera, D. and ... ...
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Law Firm Commentaries
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