Tracker Mortgage in UK Law
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Who were the winners and losers in the Financial Crisis of 2008: it depends
Purpose: – This paper aims to address the question of who gained and who lost in the financial crisis of 2008. Design/methodology/approach: – Gains and losses were identified by groups ranging fro...... ... as a result, have not seen as large a drop in asset ownership.The mortgage crisis has had different impacts on various demographic groups ... The Tracker reveals that over 60 per cent of TARP funds did, in fact, go to“Bank ... ...
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Supervision of the Responsible Lending Regimes: Theory, Evidence, Analysis and Reforms*
National responsible lending regimes have operated in Australia since 2009, with the stated aims to encourage prudent lending, curtail undesirable market practices, and impose sanctions for irrespo...... ... monthly data from the Reserve Bank of Australia indicates that mortgage loans totalled more than $1,723 billion at the end of December 2017 and ... 189 ASIC, ‘ Australian Financial Attitudes and Behavioural Tracker" ’ (Report 541, March 2017) 44. 190 See Kathleen C Engel, \xE2" ... ...
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Quantifying the potential impact of a green supporting factor or brown penalty on European banks and lending
Purpose: The European Parliament and Commission are considering introducing a green supporting factor (GSF) or brown penalty (BP) for capital reserve requirements. This paper aims to estimate the p...... ... role in European householddebt relatively to the USA, as well as mortgage debt which is covered in a different asset class,roughly 35 per cent of ... carbon2013: wasted Capital and stranded assets”, Carbon Tracker andthe Grantham ResearchInstitute, LSE, London.Martinez-Miera, D. and ... ...
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“Wisdom of the crowds” and online information reliability. A case study of Israeli real estate websites
Purpose: – The purpose of this paper is to determine whether the quality and reliability of websites’ content can be assessed through the lens of “wisdom of the crowds”. In particular as a case stu...... ... /1.1728849)(Hebrew)“The banks predict: housing prices dropped –mortgage conditions to become more difficult”(Published on 10/4/2012 on ... and Benyuan, L. (2013), “Online socialnetworks flu trend tracker: a novel sensory approach to predict flu trends”, in Gabriel, J.,Schier, ... ...
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