ABA-CFPB Withdraws Extension for Debt Collection Final Rules.
ENPNewswire-September 8, 2021--ABA-CFPB Withdraws Extension for Debt Collection Final Rules
(C)2021 ENPublishing - http://www.enpublishing.co.uk
Release date- 07092021 - As expected, the CFPB has formally withdrawn a proposal that would extend the effective date of two final rules issued under the Fair Debt Collection Practices Act, which governs the activity of third-party debt collectors.
The rules will take effect as originally planned on Nov. 30.
The FDCPA does not generally apply to creditors collecting their own debts and thus does not generally apply to banks; however, banks routinely oversee the activity of third-party collectors. The first rule-issued in October 2020-addressed the use of text messaging and email to contact consumers...
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