Application for an income payment order
| Author | Mark Watson-Gandy |
| Pages | 253-268 |
"
"
Ejcrvgt"39"
CRRNKECVKQP"HQT"CP"KPEQOG"RC[OGPV"
QTFGT"
QDLGEVKXG""
Vjg"vtwuvgg"kp"dcpmtwrve{"*qt"vjg"Qhhkekcn"Tgegkxgt+"oc{"crrn{"vq"vjg"eqwtv"hqt"cp"
qtfgt"enckokpi" hqt" vjg" guvcvg" kp" dcpmtwrve{" qt" rctv" qh" vjg" dcpmtwrvÓu" ucnct{" qt"
kpeqog"hqt"vjg"rgtkqf"htqo"vjg"fcvg"qh"vjg"dcpmtwrve{"qtfgt"vq"c"fcvg"hkzgf"d{"vjg"
eqwtv."yjkej"ecp"dg"wr"vq"5"{gctu"ncvgt03"Vjg"qtfgt"oc{"gkvjgt"fktgev"vjg"dcpmtwrv"
vq"ocmg" uwej" rc{ogpvu4" qt" fktgev" vjg" rgtuqp" rc{kpi" vjg" dcpmtwrv" *uwej" cu" jku"
gornq{gt+"vq" ocmg"vjg" rc{ogpvu"vq" vjg"vtwuvgg" fktgev05"Dqvj" vjg"vtwuvgg" cpf"vjg"
dcpmtwrv"oc{"uwdugswgpvn{"crrn{"vq" xct{"qt"fkuejctig" vjg"qtfgt6"cpf"vjg"vtwuvgg"
*qt"vjg"Qhhkekcn"Tgegkxgt+"oc{"gpvgt"kpvq"cp"citggogpv"kpuvgcf"cdqwv"vjg"rc{ogpv"
qh"kpeqog"rtqxkfgf" vjcv"kv"ku" pqv"qp"vgtou" yjkej"ctg"oqtg" ugxgtg"vjcp"vjg"eqwtv"
eqwnf"jcxg"qtfgtgf07"Vjgtg"ku"pq"tgswktgogpv"vjcv"etgfkvqtu"tgegkxg"c"dgpghkv"htqo"
vjg"kpeqog"rc{ogpv"qtfgt"Î"fghtc{kpi"vjg"kpuqnxgpe{"rtcevkvkqpgtÓu"equvu"oc{"dg"
tgcuqp"kp"kvugnh08"
"
Vjg"dcpmtwrv."jqygxgt."yknn"pqv"dg"tgswktgf"vq" ftcy"fqyp"wpet{uvcnnkugf"ecrkvcn"
uwou"kp"jku"rgpukqp"rqv09"
"
Vjg"kpeqog" rc{ogpv" qtfgt" yknn" qpn{" dg" qtfgtgf" kp" tgurgev" qh" uwou" yjkej" ctg"
uwtrnwu"vq"vjg"dcpmtwrvÓu"tgcuqpcdng"fqoguvke"pggfu0:"Yjgvjgt"rtkxcvg"uejqqn"hggu"
hcnn" ykvjkp" tgcuqpcdng" fqoguvke" pggfu" yknn" dg" fgvgtokpgf" d{" tghgtgpeg" vq" vjg"
ektewouvcpegu"cpf"yjgvjgt"kv"yknn"dg"fgvtkogpvcn"vq"vjg"ejknftgp0;"
"
3" Ugevkqp"532"qh"vjg"Kpuqnxgpe{"Cev"3;:80"
4" Ugevkqp"532*5+*c+"qh"vjg"Kpuqnxgpe{"Cev"3;:80"
5" Ugevkqp"532*5+*d+"qh"vjg"Kpuqnxgpe{"Cev"3;:80"
6" Ugevkqp"532*8C+"qh"vjg"Kpuqnxgpe{"Cev"3;:80"
7" Ugevkqp"532C"qh"vjg"Kpuqnxgpe{"Cev"3;:80"Cp"qtfgt"oc{"dg"ocfg"chvgt"vjg"gzrkt{"qh"cp"citggogpv
Thomas and Another v Edmondson"]4236̲"GYJE"36;6"*Ej+."]4236̲"DRKT"32920"
8"Official Receiver v Negus"]4233̲"GYJE"593;"*Ej+."]4234̲"3"YNT"37;:0"
9"Re Wotherspoon"]4238̲"GYJE"843"*Ej+."]4238̲"DRKT";66="Norton v Henry"]4238̲"GYEC"Ekx"
;:;."]4239̲"5"Cnn"GT"9570"
:" Ugevkqp"532*4+"qh"vjg"Kpuqnxgpe{"Cev"3;:8="Boyden v Watson"]4226̲"DRKT"33530"
;"Re Rayatt"]3;;:̲"DRKT"6;7="Scott v Davies"]4225̲"DRKT"322;0"
476" Personal Insolvency Practice"
"
CRRNKECVKQP"
Vjg"crrnkecvkqp"ku"ocfg"d{"crrnkecvkqp"pqvkeg"qp"pqvkeg"wukpi"Hqto"KCC032"
"
Gcej"crrnkecvkqp"ujqwnf"ugv"qwv
"
"vjcv" vjg" crrnkecvkqp" ku" ocfg" wpfgt" vjg" Kpuqnxgpe{" Cev" 3;:8" qt" vjg"
Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"4238"*cu"vjg"ecug"oc{"dg+=33"
"vjg"ugevkqp"pwodgt"qt"twng"wpfgt"yjkej"tgnkgh"ku"uqwijv=34"
"vjg"pcog"qh"vjg"rctvkgu=35"
"vjg"pcog"qh"vjg"dcpmtwrv"qt"fgdvqt=36"
"vjg"eqwtv"pcog=37"
"vjg"ecug"pwodgt=38"
"vjg"tgogf{"crrnkgf"hqt"qt"fktgevkqpu"uqwijv=39"
"vjg"pcog"cpf"cfftguu"qh"gcej"rgtuqp"vq"dg"ugtxgf"qt."kh"pqpg."vjcv"pq"rgtuqp"
yknn"dg"ugtxgf=3:"
"yjgtg"vjgtg"ku" c"tg swktgogpv"hqt"rctvkewnct" rgtuqpu"vq" dg"ikxgp" pqvkeg"qh"
vjg"crrnkecvkqp"wpfgt"vjg"Cev"qt"Twngu."vjg"pcog"cpf"cfftguu"qh"gcej"uwej"
rgtuqp=3;"
"vjg"crrnkecpvÓu"cfftguu"hqt"ugtxkeg042"
"
Vjg"crrnkecvkqp"pqvkeg"owuv"dg"cwvjgpvkecvgf"d{"vjg"crrnkecpv"qt"jku"uqnkekvqt043"
"
Vjg" crrnkecvkqp" ujqwnf"dg" tgvwtpcdng" vq" vjg" Kpuqnxgpe{" cpf" Eqorcpkgu" Eqwtv"
Lwfig"kp"vjg" Dcpmtwrve{"Tgikuvt{" qt"vq" vjg"fkuvtkev" lwfig"kp"c" Ejcpegt{"Fkuvtkev"
Tgikuvt{"qt"eqwpv{"eqwtv"ykvj"kpuqnxgpe{"lwtkufkevkqp0"
"
32" Twng"32032;"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
33" Twng"3057*4+*c+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
34" Twng"3057*4+*d+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
35" Twng"3057*4+*e+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
36" Twng"3057*4+*f+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
37" Twng"3057*4+*g+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
38" Twng"3057*4+*h+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
39" Twng"3057*4+*i+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
3:" Twng"3057*4+*j+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
3;" Twng"3057*4+*k+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
42" Twng"3057*4+*l+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
43" Twng" 3057*5+" qh" vjg" Kpuqnxgpe{" *Gpincpf" cpf" Ycngu+" Twngu" 42380" Hqt" yjcv" coqwpvu" vq"
cwvjgpvkecvkqp."ugg"twng"3070"Hqt"jctf"eqr{"crrnkecvkqpu."vjku"ogcpu"ukipgf
"Application for an Income Payment Order" 477"
"
EQWTV"HGGU"
Yjgtg"vjg"crrnkecvkqp"ku"ocfg"d{"qtfkpct{"crrnkecvkqp"qp"pqvkeg"vq"qvjgt"rctvkgu."
c" eqwtv" hgg" qh" ˚;;" ku" rc{cdng044"Yjgtg" vjg" crrnkecvkqp" ku" ocfg" d{" eqpugpv" qt"
ykvjqwv"pqvkeg"kp"gzkuvkpi"rtqeggfkpiu."c"eqwtv"hgg"qh"˚48"ku"rc{cdng045"
GXKFGPEG"
Vjg"crrnkecvkqp"ujqwnf"dg"uwrrqtvgf"d{"c"ykvpguu"uvcvgogpv0"Vjku"ujqwnf"cfftguu
"
"vjg"ecrcekv{"kp"yjkej"vjg"fgrqpgpv"ocmgu"vjku"crrnkecvkqp="
"vjg"qtfgt"vjg"fgrqpgpv"uggmu="
"vjg"fcvg"qh"vjg"rgvkvkqp="
"vjg"fcvg"qh"vjg"dcpmtwrve{"qtfgt="
"vjg"fgvcknu"qh"vjg"dcpmtwrvÓu"ewttgpv"kpeqog="
"vjg"rctvkewnctu"qh"vjg"dcpmtwrvÓu"ewttgpv"qwviqkpiu="
"vjg"vtwuvggÓu"cuuguuogpv"qh"vjg"tgcuqpcdng"fqoguvke"pggfu"qh"vjg"dcpmtwrv"
cpf"jku"hcokn{="
"yjgvjgt"vjg"vtwuvgg"eqpukfgtu"cp{"qh"vjg"dcpmtwrvÓu"gzrgpugu"ctg"gzeguukxg"
*cpf"kh"uq"yjkej+0"
"
Cpf"ujqwnf"gzjkdkv
"
"gxkfgpeg"qh"vjg"vtwuvggÓu"crrqkpvogpv="
"vjg"dcpmtwrve{"qtfgt="
"vjg"uvcvgogpv"qh"chhcktu="
"gxkfgpeg"qh"vjg"dcpmtwrvÓu"kpeqog="
"gxkfgpeg"qh"vjg"dcpmtwrvÓu"qwviqkpiu0"
UGTXKEG"
Vjg"crrnkecvkqp" cpf" vjg" gxkfgpeg" kp" uwrrqtv" yknn" pggf" vq" dg" hkngf" cv" eqwtv" cpf"
ujqwnf"dg" ugtxgf"qp" vjg" dcpmtwrv"cv" ngcuv"4:" fc{u" dghqtg"vjg" fcvg"hkzgf"hqt"vjg"
jgctkpi046""
"
Ugtxkeg"oc{"dg" ghhgevgf"rgtuqpcnn{47"qt"d{" rquv"qp"vjg"tgurqpfgpv" *Rctv"8"qh" vjg"
ERT"crrnkgu"hqt"vjgug"rwtrqugu+48"qt."yjgtg"vjg{"jcxg"cwvjqtkv{"vq"ceegrv"ugtxkeg."
qp"vjg"tgurqpfgpvÓu"uqnkekvqtu049"Gngevtqpke"ugtxkeg"qh"fqewogpvu"ku"pqy"rgtokuukdng"
"
44" Hgg"5034."GZ72C"Iwkfcpeg"qp"Eqwtv"Hggu"*Octej"4244+0"
45" Hgg"5033."GZ72C"Iwkfcpeg"qp"Eqwtv"Hggu"*Octej"4244+0"
46" Twng"32032;*4+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
47" Twng"3066"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
48" Uejgfwng"6."rctcitcrj"3*4+"vq"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
49" Twng"3062"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
478" Personal Insolvency Practice"
"
wpfgt"vjg" Twngu." rtqxkfkpi"vjg" tgurqpfgpv" ewttgpvn{"eqpugpvu" vq"ugtxkeg"kp"vjcv"
yc{"cpf"jcu"rtqxkfgf"cp"gockn"cfftguu"hqt"ugtxkeg"kp"vjcv"yc{04:"
MG["OCVGTKCNU"
Ugevkqpu"532Î532C"qh"vjg"Kpuqnxgpe{"Cev"3;:8"
532"Kpeqog"rc{ogpvu"qtfgtu"
*3+" Vjg"eqwtv"oc{"000"ocmg"cp"qtfgt"*Òcp"kpeqog"rc{ogpvu"qtfgtÓ+"enckokpi"hqt"
vjg" dcpmtwrvÓu" guvcvg" uq" owej" qh" vjg" kpeqog" qh" vjg" dcpmtwrv" fwtkpi" vjg"
rgtkqf"hqt"yjkej"vjg"qtfgt"ku"kp"hqteg"cu"oc{"dg"urgekhkgf"kp"vjg"qtfgt0"
*3C+"Cp"kpeqog"rc{ogpvu"qtfgt"oc{"dg"ocfg"qpn{"qp"cp"crrnkecvkqp"kpuvkvwvgfÏ"
"
*c+" d{"vjg"vtwuvgg."cpf"
*d+" dghqtg"vjg"fkuejctig"qh"vjg"dcpmtwrv0"
"
*4+" Vjg" eqwtv" ujcnn" pqv" ocmg" cp" kpeqog" rc{ogpvu" qtfgt" vjg" ghhgev" qh" yjkej"
yqwnf"dg"vq"tgfweg"vjg"kpeqog"qh"vjg"dcpmtwrv"yjgp"vcmgp"vqigvjgt"ykvj"cp{"
rc{ogpvu"vq"yjkej"uwdugevkqp"*:+"crrnkgu"dgnqy"yjcv"crrgctu"vq"vjg"eqwtv"vq"
dg"pgeguuct{"hqt"oggvkpi"vjg"tgcuqpcdng"fqoguvke"pggfu"qh"vjg"dcpmtwrv"cpf"
jku"hcokn{0"
*5+" Cp"kpeqog" rc{ogpvu"qtfgt" ujcnn."kp" tgurgev" qh"cp{" rc{ogpv"qh" kpeqog" vq"
yjkej"kv"ku"vq"crrn{."gkvjgtÏ"
"
*c+" tgswktg"vjg"dcpmtwrv"vq"rc{"vjg"vtwuvgg"cp" coqwpv"gswcn"vq"uq"owej"qh"
vjcv"rc{ogpv"cu"ku"enckogf"d{"vjg"qtfgt."qt"
*d+" tgswktg"vjg" rgtuqp" ocmkpi"vjg" rc{ogpv" vq"rc{" uq"owej" qh" kv"cu" ku"uq"
enckogf"vq"vjg"vtwuvgg."kpuvgcf"qh"vq"vjg"dcpmtwrv0"
"
*6+" Yjgtg"vjg" eqwtv" ocmgu" cp"kpeqog" rc{ogpvu" qtfgt"kv" oc{." kh" kv"vjkpmu" hkv."
fkuejctig"qt"xct{"cp{"cvvcejogpv"qh"gctpkpiu"qtfgt"vjcv"ku"hqt"vjg"vkog"dgkpi"
kp"hqteg"vq"ugewtg"rc{ogpvu"d{"vjg"dcpmtwrv0"
*7+" Uwou"tgegkxgf"d{"vjg"vtwuvgg"wpfgt"cp"kpeqog" rc{ogpvu"qtfgt"hqto"rctv"qh"
vjg"dcpmtwrvÓu"guvcvg0"
*8+" Cp"kpeqog"rc{ogpvu"qtfgt"owuv"urgekh{"vjg"rgtkqf"fwtkpi"yjkej"kv"ku"vq"jcxg"
ghhgev="cpf"vjcv"rgtkqfÏ"
"
*c+" oc{"gpf"chvgt"vjg"fkuejctig"qh"vjg"dcpmtwrv."dwv"
*d+" oc{"pqv"gpf"chvgt"vjg"rgtkqf"qh"vjtgg"{gctu"dgikppkpi"ykvj"vjg"fcvg"qp"
yjkej"vjg"qtfgt"ku"ocfg0"
"
*8C+"Cp" kpeqog" rc{ogpvu" qtfgt"oc{" *uwdlgev" vq" uwdugevkqp" *8+*d++" dg" xctkgf""
qp" vjg" crrnkecvkqp" qh" vjg" vtwuvgg" qt" vjg" dcpmtwrv" *yjgvjgt" dghqtg" qt""
chvgt"fkuejctig+0"
"
4:" Twng"3067"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
"Application for an Income Payment Order" 479"
"
*9+" Hqt"vjg"rwtrqugu"qh"vjku"ugevkqp"vjg"kpeqog"qh"vjg"dcpmtwrv"eqortkugu"gxgt{"
rc{ogpv"kp"vjg"pcvwtg"qh"kpeqog"yjkej"ku"htqo"vkog"vq"vkog"ocfg"vq"jko"qt"
vq"yjkej"jg" htqo"vkog" vq"vkog" dgeqogu"gpvkvngf."kp enwfkpi"cp{"rc{ogpv" kp"
tgurgev" qh" vjg" ectt{kpi" qp" qh" cp{" dwukpguu" qt" kp" tgurgev" qh" cp{" qhhkeg"qt"
gornq{ogpv"cpf"*fgurkvg"cp{vjkpi"kp"ugevkqp"33"qt"34"qh"vjg"Ygnhctg"Tghqto"
cpf"Rgpukqpu"Cev"3;;;+"cp{"rc{ogpv"wpfgt"c"rgpukqp"uejgog"dwv"gzenwfkpi"
cp{"rc{ogpv"vq"yjkej"uwdugevkqp"*:+"crrnkgu0"
*:+" Vjku"uwdugevkqp"crrnkgu"vqÏ"
"
*c+" rc{ogpvu"d{"yc{"qh"iwctcpvggf"okpkowo"rgpukqp="È"
*d+" 000"
"
*;+" Kp"vjku"ugevkqp." Òiwctcpvggf"okpkowo"rgpukqpÓ" jcu"vjg"ucog" ogcpkpi"cu"kp"
vjg"Rgpukqp"Uejgogu"Cev"3;;50"
"
532C" Kpeqog"rc{ogpvu"citggogpv"
*3+" Kp" vjku" ugevkqp" Òkpeqog" rc{ogpvu" citggogpvÓ" ogcpu" c" ytkvvgp"citggogpv"
dgvyggp"c" dcpmtwrv"cpf" jku"vtwuvgg" qt"dgvyggp" c"dcpmtwrv" cpf"vjg" qhhkekcn"
tgegkxgt"yjkej"rtqxkfguÏ"
"
*c+" vjcv" vjg" dcpmtwrv" ku" vq" rc{" vq" vjg" vtwuvgg" qt" vjg"qhhkekcn" tgegkxgt" cp"
coqwpv"gswcn"vq"c"urgekhkgf"rctv"qt"rtqrqtvkqp"qh"vjg"dcpmtwrvÓu"kpeqog"
hqt"c"urgekhkgf"rgtkqf."qt"
*d+" vjcv"c"vjktf"rgtuqp"ku"vq"rc{"vq"vjg"vtwuvgg"qt"vjg"qhhkekcn"tgegkxgt" c"
urgekhkgf"rtqrqtvkqp"qh"oqpg{" fwg"vq"vjg"dcpmtwrv" d{"yc{"qh" kpeqog"
hqt"c"urgekhkgf"rgtkqf0"
"
*4+" C" rtqxkukqp" qh" cp" kpeqog" rc{ogpvu" citggogpv" qh" c" mkpf" urgekhkgf" kp"
uwdugevkqp" *3+*c+" qt" *d+" oc{" dg" gphqtegf" cu"kh" kv" ygtg" c" rtqxkukqp" qh" cp"
kpeqog"rc{ogpvu"qtfgt0"
*5+" Yjkng" cp" kpeqog" rc{ogpvu" citggogpv" ku" kp" hqteg" vjg" eqwtv" oc{." qp" vjg"
crrnkecvkqp"qh"vjg"dcpmtwrv."jku"vtwuvgg"qt"vjg" qhhkekcn"tgegkxgt."fkuejctig"qt"
xct{"cp" cvvcejogpv"qh" gctpkpiu"qtfgt" vjcv"ku" hqt"vjg" vkog" dgkpi"kp" hqteg"vq"
ugewtg"rc{ogpvu"d{"vjg"dcpmtwrv0"
*6+" Vjg"hqnnqykpi"rtqxkukqpu"qh"ugevkqp"532"ujcnn"crrn{"vq"cp"kpe qog"rc{ogpvu"
citggogpv"cu"vjg{"crrn{"vq"cp"kpeqog"rc{ogpvu"qtfgtÏ"
"
*c+" uwdugevkqp"*7+"*tgegkrvu"vq"hqto"rctv"qh"guvcvg+."cpf"
*d+" uwdugevkqpu"*9+"vq"*;+"*ogcpkpi"qh"kpeqog+0"
"
*7+" Cp"kpeqog"rc{ogpvu"citggogpv"owuv" urgekh{"vjg"rgtkqf" fwtkpi"yjkej"kv" ku"
vq"jcxg"ghhgev="cpf"vjcv"rgtkqfÏ"
"
*c+" oc{"gpf"chvgt"vjg"fkuejctig"qh"vjg"dcpmtwrv."dwv"
*d+" oc{"pqv"gpf"chvgt"vjg"rgtkqf"qh"vjtgg"{gctu"dgikppkpi"ykvj"vjg"fcvg"qp"
yjkej"vjg"citggogpv"ku"ocfg0"
"
47:" Personal Insolvency Practice"
"
*8+" Cp" kpeqog" rc{ogpvu" citggogpv" oc{" *uwdlgev" vq" uwdugevkqp" *7+*d++" dg"
xctkgfÏ"
"
*c+" d{"ytkvvgp"citggogpv"dgvyggp"vjg"rctvkgu."qt"
*d+" d{"vjg"eqwtv"qp"cp"crrnkecvkqp"ocfg"d{"vjg"dcpmtwrv."vjg"vtwuvgg"qt"vjg"
qhhkekcn"tgegkxgt0"
"
*9+" Vjg"eqwtvÏ"
"
*c+" oc{"pqv"xct{"cp"kpeqog"rc{ogpvu"citggogpv"uq"cu"vq"kpenwfg"rtqxkukqp"
qh"c"mkpf" yjkej"eqwnf" pqv"dg"kpenwfgf" kp"cp" kpeqog"rc{ogpvu"qtfgt."
cpf"
*d+" ujcnn"itcpv"cp"crrnkecvkqp"vq"xct{"cp"kpeqog"rc{ogpvu"citggogpv"kh"cpf"
vq"vjg"gzvgpv"vjcv"vjg"eqwtv"vjkpmu"xctkcvkqp"pgeguuct{"vq"cxqkf"vjg"ghhgev"
ogpvkqpgf"kp"ugevkqp"532*4+0"
Twngu"32032;Î320336"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf""
Ycngu+"Twngu"4238"
Crrnkecvkqp"hqt"kpeqog"rc{ogpvu"qtfgt"*ugevkqp"532+"
32032;0Ï*3+"Yjgtg" vjg" vtwuvgg" crrnkgu" hqt" cp" kpeqog" rc{ogpvu" qtfgt" wpfgt"
ugevkqp"532."vjg"eqwtv"owuv"hkz"c"xgpwg"hqt"vjg"jgctkpi"qh"vjg"crrnkecvkqp0""
*4+" Pqvkeg"qh"vjg" crrnkecvkqp"cpf"vjg" xgpwg"owuv"dg" fgnkxgtgf"d{"vjg" vtwuvgg"vq"
vjg"dcpmtwrv"cv" ngcuv"4:"fc{u"dghqtg" vjg"fc{"hkzgf" hqt"vjg"jgctkpi."vqigvjgt"
ykvj"c"eqr{"qh"vjg"vtwuvggÓu"crrnkecvkqp"cpf"c"ujqtv"uvcvgogpv"qh"vjg"itqwpfu"
qp"yjkej"kv"ku"ocfg0""
*5+" Vjg"pqvkeg"owuv"kphqto"vjg"dcpmtwrv"vjcvÏ""
"
*c+" vjg" dcpmtwrv" ku" tgswktgf" vq" cvvgpf" vjg" jgctkpi" wpnguu" cv" ngcuv" hkxg"
dwukpguu"fc{u"dghqtg" vjg"fcvg" hkzgf"hqt"vjg" jgctkpi"vjg" dcpmtwrv"hkngu"
ykvj"vjg"eqwtv"cpf"fgnkxgtu"vq"vjg"vtwuvgg."eqpugpv"vq"cp"qtfgt"dgkpi"
ocfg"kp"vjg"vgtou"qh"vjg"crrnkecvkqp="cpf"
*d+" kh"vjg" dcpmtwrv" cvvgpfu." vjg"dcpmtwrv" yknn" dg"ikxgp "cp" qrrqtvwpkv{"vq"
ujqy"ecwug"yj{"vjg"qtfgt"ujqwnf"pqv"dg"ocfg."qt"yj{"c"fkhhgtgpv"qtfgt"
ujqwnf"dg"ocfg"vq"vjcv"crrnkgf"hqt"d{"vjg"vtwuvgg0"
"
*6+" Vjg"pqvkeg"owuv"dg"cwvjgpvkecvgf"cpf"fcvgf"d{"vjg"vtwuvgg0""
"
Qtfgt"hqt"kpeqog"rc{ogpvu"qtfgt"
3203320"Cp"qtfgt"wpfgt"ugevkqp"532"owuv"jcxg"vjg"vkvng"ÒKpeqog"Rc{ogpvu"QtfgtÓ"
cpf"owuv"eqpvckpÏ""
"
*c+" kfgpvkhkecvkqp"fgvcknu"hqt"vjg"rtqeggfkpiu="
*d+" kfgpvkhkecvkqp"cpf"eqpvcev"fgvcknu"hqt"vjg"vtwuvgg="
*e+" c"uvcvgogpv"vjcv"vjg"dcpmtwrv"jcu"qt"jcu"pqv"eqpugpvgf"vq" vjg"qtfgt"*cu"
vjg"ecug"oc{"dg+="
"Application for an Income Payment Order" 47;"
"
*f+" vjg"qtfgt"vjcv"kv"crrgctu"vq"vjg"eqwtv"vjcv"vjg"uwo" yjkej"ku"urgekhkgf"kp"
vjg"qtfgt"ujqwnf"dg"rckf"vq"vjg"vtwuvgg"kp"ceeqtfcpeg"ykvj"vjg"rc{ogpvu"
uejgfwng"fgvckngf"kp"vjg"qtfgt"wpvkn"vjg"fcvg"urgekhkgf"kp"vjg"qtfgt="
*g+" vjg"qtfgt"vjcv"vjg"dcpmtwrv"owuv" rc{"vq"vjg"vtwuvgg"vjg"uwo"tghgttgf"vq"
kp"rctcitcrj"*g+"kp" ceeqtfcpeg"ykvj"vjg" rc{ogpvu"uejgfwng"qwv" qh"vjg"
dcpmtwrvÓu"kpeqog."vjg"hktuv"qh"uwej"kpuvcnogpvu"vq"dg"ocfg"qp"qt"dghqtg"
vjg"fcvg"urgekhkgf"kp"vjg"qtfgt="cpf"
*h+" vjg"fcvg"qh"vjg"qtfgt0"
"
Cevkqp"vq"hqnnqy"ocmkpi"qh"qtfgt"
3203330Ï*3+"Yjgtg"vjg"eqwtv"ocmgu"cp"kpeqog"rc{ogpvu"qtfgt."vjg"vtwuvgg"owuv"
fgnkxgt"c"ugcngf"eqr{"qh"vjg"qtfgt"vq"vjg"dcpmtwrv"cu"uqqp"cu"tgcuqpcdn{"
rtcevkecdng"chvgt"kv"ku"ocfg0""
*4+" Kh"vjg"qtfgt"ku"ocfg"wpfgt"ugevkqp"532*5+*d+."c"ugcngf"eqr{"qh"vjg"qtfgt"owuv"
cnuq"dg"fgnkxgtgf"d{"vjg"vtwuvgg"vq"vjg"rgtuqp"vq"yjqo"vjg"qtfgt"ku"fktgevgf0""
"
Xctkcvkqp"qh"qtfgt"
3203340Ï*3+"Kh"cp"kpeqog" rc{ogpvu"qtfgt"ku"ocfg" wpfgt"ugevkqp"532*5+*c+." cpf"
vjg"dcpmtwrv"fqgu"pqv"eqorn{"ykvj"kv."vjg"vtwuvgg"oc{"crrn{"vq"vjg" eqwtv"hqt"
vjg"qtfgt"vq"dg"xctkgf."uq"cu"vq"vcmg"ghhgev"wpfgt"ugevkqp"532*5+*d+"cu"cp"qtfgt"
vq"vjg"rc{gt"qh"vjg"tgngxcpv"kpeqog0""
*4+" Vjg"vtwuvggÓu"crrnkecvkqp"wpfgt"vjku"twng"oc{"dg"ocfg"ykvjqwv"pqvkeg"vq"cp{"
qvjgt"rctv{0""
*5+" Vjg"qtfgt"owuv"eqpvckpÏ""
"
*c+" kfgpvkhkecvkqp"fgvcknu"hqt"vjg"rtqeggfkpiu="
*d+" kfgpvkhkecvkqp" cpf" eqpvcev" fgvcknu" hqt" vjg" vtwuvgg" yjq" ocfg"vjg"
crrnkecvkqp="
*e+" vjg"pcog"cpf"cfftguu"qh"vjg"rc{gt="
*f+" c"uvcvgogpv"vjcv"vjg"crrnkecpv"ku"vjg"vtwuvgg"qh"vjg"dcpmtwrv="
*g+" vjg"fcvg"qh"vjg"kpeqog"rc{ogpvu"qtfgt="
*h+" c"uvcvgogpv"vjcv" kv"crrgctu" vq"vjg"eqwtv" vjcv"vjg" dcpmtwrv"jcu"hckngf" vq"
eqorn{"ykvj"vjg"kpeqog"rc{ogpvu"qtfgt="
*i+" vjg"qtfgt" vjcv"vjg" kpeqog"rc{ogpvu" qtfgt"dg" xctkgf"vq" vjg" ghhgev"vjcv"
vjg"rc{gt" urgekhkgf"kp" vjku"qtfgt" fq"vcmg" rc{ogpv"kp" ceeqtfcpeg"ykvj"
vjg" rc{ogpvu" uejgfwng" fgvckngf" kp" vjku" qtfgt" qwv" qh" vjg" dcpmtwrvÓu"
kpeqog"cpf"vjcv"vjg"hktuv"kpuvcnogpv"owuv"dg"rckf"qp"vjg"fcvg"urgekhkgf"
kp"vjg"qtfgt="cp f"vjcv"vjg"rc{gt" owuv"fgnkxgt"vjg"uwou"fgfwe vgf"vq"vjg"
vtwuvgg="cpf"
*j+" vjg"fcvg"qh"vjg"qtfgt0"
"
*6+" Vjg"eqwtv"owuv" fgnkxgt"ugcngf"eqrkgu" qh"cp{"qtfgt" ocfg"qp"vjg" crrnkecvkqp"
vq"vjg" vtwuvgg"cpf" vjg" dcpmtwrv"cu" uqqp"cu" tgcuqpcdn{"rtcevkecdng"chvgt"vjg"
qtfgt"ku"ocfg0""
*7+" Kp"vjg" ecug" qh"cp" qtfgt"xct{kpi" qt" fkuejctikpi"cp" kpeqog" rc{ogpvu"qtfgt"
ocfg"wpfgt" ugevkqp" 532*5+*d+."vjg" eqwtv" owuv"fgnkxgt" cp" cffkvkqpcn"ugcngf"
eqr{"qh"vjg"qtfgt"vq"vjg"vtwuvgg."hqt"fgnkxgt{"cu"uqqp"cu"tgcuqpcdn{"rtcevkecdng"
vq"vjg"rc{gt"qh"vjg"tgngxcpv"kpeqog0""
482" Personal Insolvency Practice"
"
Qtfgt"vq"rc{gt"qh"kpeqog
3203350Ï*3+"Yjgtg" c" rgtuqp" tgegkxgu" pqvkeg" qh" cp" kpeqog" rc{ogpvu" qtfgt""
wpfgt"ugevkqp"532*5+*d+."ykvj"tghgtgpeg"vq"kpeqog"qvjgtykug"rc{cdng"d{"vjcv"
rgtuqp"vq" vjg"dcpmtwrv." vjcv"rgtuqp" *Òvjg"rc{gtÓ+" owuv"ocmg" vjg"pgeguuct{"
cttcpigogpvu" hqt" eqornkcpeg" ykvj" vjg" qtfgt" cu" uqqp" cu" tgcuqpcdn{"
rtcevkecdng0""
*4+" Yjgp" ocmkpi" cp{" rc{ogpv" vq" vjg" vtwuvgg." vjg" rc{gt" oc{" fgfwev" vjg"
rgtokvvgf"hgg" vqyctfu" vjg" engtkecn" cpf"cfokpkuvtcvkxg" equvu" qh" eqornkcpeg"
ykvj"vjg"kpeqog"rc{ogpvu"qtfgt0""
*5+" Vjg"rc{gt"owuv"ikxg"vq"vjg"d cpmtwrv"c"uvcvgogpv"qh"cp{"coqwpv"fgfwevgf"d{"
vjg"rc{gt"wpfgt"rctcitcrj"*4+0""
*6+" Yjgtg"c"rc{gt"tgegkxgu"pqvkeg"qh"cp"kpeqog"rc{ogpvu"qtfgt"korqukpi"qp"vjg"
rc{gt"c"tgswktgogpv"wpfgt"ugevkqp"532*5+*d+."cpf"gkvjgtÏ""
"
*c+" vjg"rc{gt"ku"vjgp"pq"nqpigt"nkcdng"vq"ocmg"vq"vjg"dcpmtwrv"cp{"rc{ogpv"
qh"kpeqog="qt"
*d+" jcxkpi"ocfg"rc{ogpvu"kp"eqornkcpeg"ykvj"vjg"qtfgt."vjg"rc{gt"egcugu"
vq"dg"uq"nkcdng="
"
" vjg"rc{gt"owuv"cu" uqqp"cu"tgcuqpcdn{"rtcevk ecdng"fgnkxgt"pqvkeg"qh" vjcv"hcev"
vq"vjg"vtwuvgg0""
"
Tgxkgy"qh"qtfgt"
3203360Ï*3+"Yjgtg"cp" kpeqog"rc{ogpvu" qtfgt" ku"kp" hqteg." gkvjgt"vjg" vtwuvgg"qt"
vjg"dcpmtwrv"oc{"crrn{"vq"vjg"eqwtv"hqt"vjg"qtfgt"vq"dg"xctkgf"qt"fkuejctigf0""
*4+" Kh" vjg" crrnkecvkqp" ku" ocfg" d{" vjg" vtwuvgg." twng" 32032;" crrnkgu" *ykvj" cp{"
pgeguuct{" oqfkhkecvkqp+" cu" kp" vjg" ecug" qh" cp" crrnkecvkqp" hqt" cp" kpeqog"
rc{ogpvu"qtfgt0""
*5+" Kh"vjg"crrnkecvkqp"ku"ocfg"d{"vjg"dcpmtwrv."kv"owuv"dg"ceeqorcpkgf"d{"c"ujqtv"
uvcvgogpv"qh"vjg"itqwpfu"qp"yjkej"kv"ku"ocfg0""
*6+" Qp"tgegkrv"qh"cp"crrnkecvkqp."vjg"eqwtv"oc{."kh"kv"ku"ucvkuhkgf"vjcv"pq"uwhhkekgpv"
ecwug"ku"ujqyp"hqt"kv."fkuokuu"kv"ykvjqwv"ikxkpi"pqvkeg"vq"cp{"rctv{"qvjgt"vjcp"
vjg"crrnkecpv0""
*7+" Wpnguu"vjg" crrnkecvkqp"ku"fkuokuugf." vjg"eqwtv" owuv"hkz" c"xgpwg" hqt"kv" vq"dg"
jgctf0""
*8+" Vjg"crrnkecpv"owuv."cv"ngcuv"4:"fc{u"dghqtg"cp{"jgctkpi."fgnkxgt"vq"vjg"vtwuvgg"
qt"vjg"dcpmtwrv"*yjkejgxgt"qh"vjgo"ku"pqv"vjg"crrnkecpv+"c"pqvkeg"uvcvkpi"vjg"
xgpwg"ykvjÏ""
"
*c+" c"eqr{"qh"vjg"crrnkecvkqp="cpf"
*d+" yjgtg" vjg" crrnkecpv" ku" vjg" dcpmtwrv." c" eqr{" qh" vjg" uvcvgogpv" qh" vjg"
itqwpfu"hqt"vjg"crrnkecvkqp"tghgttgf"vq"kp"rctcitcrj"*5+0"
"
*9+" Vjg"vtwuvgg"oc{"fq"gkvjgt"qt"dqvj"qh"vjg"hqnnqykpiÏ""
"
*c+" hkng"c"tgrqtv"qh"cp{"ocvvgtu"yjkej"vjg"vtwuvgg"vjkpmu"qwijv"vq"dg"ftcyp"
vq"vjg"eqwtvÓu"cvvgpvkqp="qt"
*d+" crrgct"cpf"dg"jgctf"qp"vjg"crrnkecvkqp0"
"Application for an Income Payment Order" 483"
"
*:+" Vjg"vtwuvgg"owuv"hkng"c"eqr{"qh"c"tgrqtv"wpfgt"rctcitcrj"*9+*c+"ykvj"vjg"eqwtv"
pqv"nguu" vjcp" hkxg" dwukpguu"fc{u" dghqtg" vjg"fcvg" hkzgf" hqt" vjg"jgctkpi" cpf"
owuv"fgnkxgt"c"eqr{"qh"kv"vq"vjg"dcpmtwrv0""
*;+" Vjg"eqwtv"qtfgt"owuv"eqpvckpÏ""
"
*c+" kfgpvkhkecvkqp"fgvcknu"hqt"vjg"rtqeggfkpiu="
*d+" vjg"pcog"cpf"vkvng"qh"vjg"lwfig"ocmkpi"vjg"qtfgt="
*e+" vjg"pcog"cpf"rquvcn"cfftguu"qh"vjg"crrnkecpv="
*f+" cp" qtfgt" vjcv" vjg" kpeqog" rc{ogpvu" qtfgt" urgekhkgf" ku" xctkgf"cu"
urgekhkgf="
*g+" vjg"fcvg"qh"vjg"kpeqog"rc{ogpvu"qtfgt"tghgttgf"vq"kp"rctcitcrj"*f+="
*h+" fgvcknu"qh"jqy"vjg"kpeqog"rc{ogpvu"qtfgt"ku"xctkgf"d{"vjku"qtfgt="cpf"
*i+" vjg"fcvg"qh"vjg"qtfgt0"
"
*32+" Ugcngf"eqrkgu"qh"cp{"qtfgt"ocfg"qp"vjg"crrnkecvkqp"owuv"dg"fgnkxgtgf"d{"vjg"
eqwtv"vq"vjg"vtwuvgg."vjg"dcpmtwrv"cpf"vjg"rc{gt"*kh"qvjgt"vjcp"vjg"dcpmtwrv+"
cu"uqqp"cu"tgcuqpcdn{"rtcevkecdng"chvgt"vjg"qtfgt"ku"ocfg0""
"
484" Personal Insolvency Practice"
"
3903" CRRNKECVKQP"HQT"CP"KPEQOG"RC[OGPV"
QTFGT"RWTUWCPV"VQ"UGEVKQP"532"QH"VJG"
KPUQNXGPE["CEV"3;:8"
"Application for an Income Payment Order" 485"
"
486" Personal Insolvency Practice"
"
"
"Application for an Income Payment Order" 487"
"
3904" YKVPGUU"UVCVGOGPV"KP"UWRRQTV"QH"CP"
CRRNKECVKQP"HQT"CP"KPEQOG"RC[OGPV"
QTFGT"
488" Personal Insolvency Practice"
"
"Application for an Income Payment Order" 489"
"
FN];}"Fy#00;y
48:" Personal Insolvency Practice"
"
3905" KPEQOG"RC[OGPV"QTFGT"
"
To continue reading
Request your trial