Creditor's bankruptcy petition
| Author | Mark Watson-Gandy |
| Pages | 25-53 |
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"
*6+" Kp"vjku"ugevkqp."tghgtgpegu"vq"vjg"egpvtg"qh"vjg"fgdvqtÓu"ockp"kpvgtguvu"jcxg"
vjg"ucog"ogcpkpi"cu"kp"Ctvkeng"5"qh"vjg"GW"Tgiwncvkqp0"
*7+" Kp"vjku"ugevkqp"ÒguvcdnkujogpvÓ" jcu"vjg"ucog" ogcpkpi"cu"kp"Ctvkeng" 4*32+"qh"
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rgtuqp"yjq"ku"gpvkvngf"vq"rtgugpv"c"rgvkvkqp"wpfgt"vyq"qt"oqtg"rctcitcrju"qh"
ugevkqp"486*3+."vjg"rgvkvkqp"ku"vq"dg"vtgcvgf"hqt"vjg"rwtrqugu"qh"vjku"Rctv" cu"c"
rgvkvkqp"wpfgt"uwej"qpg"qh"vjqug"rctcitcrju"cu"oc{"dg"urgekhkgf"kp"vjg"rgvkvkqp0"
*4+" C"dcpmtwrve{"rgvkvkqp"ujcnn"pqv"dg"ykvjftcyp"ykvjqwv"vjg"ngcxg"qh"vjg"eqwtv0"
"Creditor’s Bankruptcy Petition" 57"
"
*5+" Vjg"eqwtv"jcu"c"igpgtcn"rqygt."kh"kv"crrgctu"vq"kv"crrtqrtkcvg"vq"fq"uq"qp"vjg"
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tgcuqp."vq" fkuokuu" c" dcpmtwrve{"rgvkvkqp" qt" vq"uvc{" rtqeggfkpiu"qp"uwej"c"
rgvkvkqp="cpf."yjgtg"kv"uvc{u"rtqeggfkpiu"qp"c"rgvkvkqp."kv"oc{"fq"uq"qp"uwej"
vgtou"cpf"eqpfkvkqpu"cu"kv"vjkpmu"hkv0"
*6+" Ykvjqwv"rtglwfkeg"vq"uwdugevkqp"*5+."yjgtg"c"rgvkvkqp"wpfgt"ugevkqp"486*3+*c+."
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dggp"uq" ocfg." vjg" eqwtv"oc{" qp" vjg"crrnkecvkqp" qh" vjg" Qhhkekcn"Rgvkvkqpgt"
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ku"qygf0"
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*d+" vjg"fgdv." qt"gcej" qh" vjg"fgdvu." ku"hqt" c" nkswkfcvgf"uwo" rc{cdng"vq" vjg"
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rc{."cpf"
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"
*5+" C"fgdv"ku"pqv"vq"dg"tgictfgf"hqt"vjg"rwtrqugu"qh"uwdugevkqp"*4+"cu"c"fgdv"hqt"
c"nkswkfcvgf"uwo"d{"tgcuqp"qpn{"vjcv"vjg"coqwpv"qh"vjg"fgdv"ku"urgekhkgf"kp"c"
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c"uvcvwvqt{"kpuvtwogpv" uwduvkvwvg"cp{"coqwpv"urgekhkgf" kp"vjg" qtfgt"hqt"vjcv"
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"
48:" Fghkpkvkqp"qh"Òkpcdknkv{"vq"rc{Ó."gve0="vjg"uvcvwvqt{"fgocpf"
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c"fgdv"kh."dwv"qpn{"kh."vjg"fgdv"ku"rc{cdng"koogfkcvgn{"cpf"gkvjgtÏ"
"
*c+" vjg"rgvkvkqpkpi" etgfkvqt" vq"yjqo" vjg" fgdv"ku" qygf" jcu"ugtxgf" qp" vjg"
fgdvqt"c"fgocpf" *mpqyp"cu" Òvjg"uvcvwvqt{"fgocpfÓ+"kp" vjg"rtguetkdgf"
58" Personal Insolvency Practice"
"
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pqt"ugv"cukfg"kp"ceeqtfcpeg"ykvj"vjg"twngu."qt"
*d+" gzgewvkqp"qt"qvjgt"rtqeguu"kuuwgf"kp"tgurgev"qh"vjg"fgdv"qp"c "lwfiogpv"
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"
*4+" Hqt" vjg" rwtrqugu" qh" ugevkqp" 489*4+*e+" vjg" fgdvqt" crrgctu" vq" jcxg" pq"
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*c+" vjg"rgvkvkqpkpi"etgfkvqt"vq"yjqo"kv" ku"qygf"jcu"ugtxgf"qp"vjg"fgdvqt"c"
fgocpf"*cnuq"mpqyp"cu"Òvjg"uvcvwvqt{"fgocpfÓ+"kp"vjg"rtguetkdgf"hqto"
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*d+" cv"ngcuv"5"yggmu"jcxg"gncrugf"ukpeg"vjg"fgocpf"ycu"ugtxgf."cpf"
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"
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"
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"Creditor’s Bankruptcy Petition" 59"
"
493" Rtqeggfkpiu"qp"etgfkvqtÓu"rgvkvkqp"
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"
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eqorqwpfgf"hqt."qt"
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*h+" cp{"cfftguu"qt"cfftguugu"cv"yjkej"vjg"fgdvqt"jcu"tgukfgf"qt"ecttkgf" qp"
dwukpguu"cv"qt"chvgt"vjcv"vkog."cpf"vjg"pcvwtg"qh"vjcv"dwukpguu="cpf"
*i+" yjgvjgt"vjg"egpvtg"qh"ockp" kpvgtguvu"qt"cp" guvcdnkujogpv"qh"vjg"fgdvqt"
*cu" fghkpgf" kp"Ctvkeng" 4*32+" qh" vjg" GW" Tgiwncvkqp+" ku" kp"vjg" WM"qt"
c"ogodgt"Uvcvg0"
"
*4+" Vjg"rctvkewnctu"qh"vjg"fgdvqt"ikxgp"wpfgt"vjku"twng"fgvgtokpg"vjg"vkvng"qh" vjg"
rtqeggfkpiu0""
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vjg"qpg" urgekhkgf" wpfgt" rctcitcrj"*3+*c+." vjcv" hcev" owuv"dg" uvcvgf" kp" vjg"
rgvkvkqp0""
"
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"
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*d+" yjgp"vjg"fgdv"ycu"kpewttgf"qt"dgecog"fwg="
*e+" kh"vjg" coqwpv"qh" vjg"fgdv" kpenwfgu"cp{" ejctig"d{" yc{"qh" kpvgtguv"pqv"
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*f+" kh"vjg"coqwpv"qh"vjg"fgdv"kpenwfgu"cp{"qvjgt"ejctig"ceetwkpi"htqo"vkog"
vq"vkog."vjg"coqwpv"qt"tcvg"qh"vjg"ejctig"*ugrctcvgn{"kfgpvkhkgf+="
*g+" vjg"itqwpfu"qp"yjkej"cp{"uwej"c"ejctig"ku"enckogf"vq"hqto"rctv"qh"vjg"
fgdv."rtqxkfgf" vjcv"vjg" coqwpv"qt" tcvg"owuv." kp"vjg" ecug"qh" c"rgvkvkqp"
dcugf"qp"c"uvcvwvqt{"fgocpf."dg"nkokvgf"vq"vjcv"enckogf"kp"vjg"fgocpf="
*h+" vjcv"vjg"fgdv"ku"wpugewtgf"*uwdlgev"vq"ugevkqp"48;+="cpf"
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"
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*kk+" vjcv"vjg" fgdv" ku" hqt" c" nkswkfcvgf" uwo" rc{cdng" cv" uqog" egtvckp."
hwvwtg"vkog"*vjcv" vkog"vq"dg" urgekhkgf+."cpf"vjg"fgdvqt" crrgctu"vq"
jcxg"pq"tgcuqpcdng"rtqurgev"qh"dgkpi"cdng"vq"rc{"kv0"
"
*4+" Yjgtg"vjg"fgdv"ku"qpg"hqt"yjkej."wpfgt"ugevkqp"48:."c"uvcvwvqt{"fgocpf"owuv"
jcxg"dggp"ugtxgf"qp"vjg"fgdvqt."vjg"rgvkvkqp"owuvÏ""
"
*c+" urgekh{"vjg"fcvg"cpf"ocppgt"qh"ugtxkeg"qh"vjg"uvcvwvqt{"fgocpf="cpf"
*d+" uvcvg"vjcv."vq"vjg"dguv"qh"vjg"etgfkvqtÓu"mpqyngfig"cpf"dgnkghÏ"
"
62" Personal Insolvency Practice"
"
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ceeqtfcpeg"ykvj"vjgug"Twngu."cpf"
*kk+" vjcv"pq"crrnkecvkqp"vq"ugv"kv"cukfg"ku"qwvuvcpfkpi0"
"
*5+" Kh"vjg" ecug"ku" ykvjkp"ugevkqp" 48:*3+*d+"*wpucvkuhkgf" gzgewvkqp"qt" rtqeguu"kp"
tgurgev"qh"lwfiogpv"fgdv."gve0+"vjg"rgvkvkqp"owuv"uvcvg"yjkej"eqwtv"kuuwgf"vjg"
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*6+"" Vjg"eqwtv"oc{"fgenkpg"vq"hkng"vjg"rgvkvkqp"kh"pqv"ucvkuhkgf"vjcv"vjg"etgfkvqt"jcu"
fkuejctigf"vjg"qdnkicvkqp"korqugf"d{"twng"32040"
"
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*4+" Kh"vjg"rgvkvkqp"tgncvgu"vq"fgdvu"vq"fkhhgtgpv"etgfkvqtu."vjg"fgdv"vq"gcej"etgfkvqt"
owuv"dg"ugrctcvgn{"xgtkhkgf0""
*5+" C"uvcvgogpv"qh"vtwvj"yjkej"ku"pqv"eqpvckpgf"kp"qt"gpfqtugf"wrqp"vjg"rgvkvkqp"
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eqpvckpÏ""
"
*c+" vjg"pcog"qh"vjg"fgdvqt="
*d+" vjg"pcog"qh"vjg"rgvkvkqpgt="cpf"
*e+" vjg"eqwtv"qt"jgctkpi"egpvtg"kp"yjkej"vjg"rgvkvkqp"ku"vq"dg"rtgugpvgf0"
"
*6+" Vjg"uvcvgogpv" qh"vtwvj"owuv" dg"cwvjgpvkecvgf" cpf"fcvgf" d{"qt" qp"dgjcnh" qh"
vjg"rgvkvkqpgt0""
*7+" Yjgtg"vjg"rgtuqp"cwvjgpvkecvkpi"vjg"uvcvgogpv"qh"vtwvj" ku"pqv"vjg"rgvkvkqpgt."
qt"qpg"qh"vjg"rgvkvkqpgtu."vjg"uvcvgogpv"qh"vtwvj"owuv"uvcvgÏ""
"
*c+" vjg"pcog"cpf"rquvcn"cfftguu"qh"vjg"cwvjgpvkecvkpi"rgtuqp="
*d+" vjg" ecrcekv{" kp" yjkej." cpf" vjg" cwvjqtkv{" d{" yjkej." vjcv" rgtuqp"
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*e+" vjg" ogcpu" qh" vjg" cwvjgpvkecvkpi" rgtuqpÓu" mpqyngfig" qh" vjg" ocvvgtu"
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"
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320330Ï*3+"Yjgtg" vjg" rtqeggfkpiu" ctg" cnnqecvgf" vq" vjg" Nqpfqp" Kpuqnxgpe{"
Fkuvtkev" wpfgt" twng" 3407*c+*k+" vq" *kx+" qt" *d+." vjg" etgfkvqt" owuv" rtgugpv" vjg"
rgvkvkqp"vqÏ""
"
*c+" vjg"Jkij"Eqwtv"yjgtg"vjg"fgdv"ku"˚72.222"qt"oqtg="qt"
*d+" vjg" Eqwpv{" Eqwtv" cv" Egpvtcn" Nqpfqp" yjgtg" vjg" fgdv" ku" nguu" vjcp"
˚72.2220"
"
*4+" Yjgtg" vjg" rtqeggfkpiu" ctg" cnnqecvgf" vq" vjg" Nqpfqp" Kpuqnxgpe{" Fkuvtkev"
wpfgt"twng"3407*c+*x+."*e+"qt"*f+."vjg"etgfkvqt"owuv"rtgugpv"vjg"rgvkvkqp"vq"vjg"
Jkij"Eqwtv0""
*5+" Yjgtg"vjg"fgdvqt"ku"tgukfgpv"kp"Gpincpf"cpf"Ycngu"cpf"vjg"rtqeggfkpiu"ctg"
pqv"cnnqecvgf" vq" vjg"Nqpfqp" Kpuqnxgpe{"Fkuvtkev." vjg"etgfkvqt" owuv"rtgugpv"
vjg"rgvkvkqp"vq"vjg"fgdvqtÓu"qyp"jgctkpi"egpvtg0""
"Creditor’s Bankruptcy Petition" 63"
"
*6+" Vjg"fgdvqtÓu"qyp"jgctkpi"egpvtg"kuÏ""
"
*c+" yjgtg"vjg"fgdvqt"jcu"ecttkgf"qp"dwukpguu"kp"Gpincpf"cpf"Ycngu"ykvjkp"
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vjg" jgctkpi" egpvtg" hqt" vjg" kpuqnxgpe{" fkuvtkev"yjgtg" hqt" vjg" nqpiguv"
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"
*k+" vjg"fgdvqt"ecttkgf"qp"dwukpguu."qt"
*kk+" vjg" rtkpekrcn" rnceg" qh" dwukpguu" ycu" nqecvgf." kh" dwukpguu" ycu"
ecttkgf"qp"kp"oqtg"vjcp"qpg"kpuqnxgpe{"fkuvtkev="qt"
"
*d+" yjgtg"vjg" fgdvqt" jcu" pqv" ecttkgf" qp" dwukpguu" kp" Gpincpf" cpf" Ycngu"
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rgvkvkqp."vjg"jgctkpi"egpvtg"hqt"vjg"kpuqnxgpe{"fkuvtkev"yjgtg"vjg"fgdvqt"
tgukfgf"hqt"vjg"nqpiguv"rgtkqf"fwtkpi"vjqug"ukz"oqpvju0"
"
*7+" Kh"vjg"fgdvqt"ku"pqv"tgukfgpv"kp"Gpincpf"cpf"Ycngu"dwv"ycu"tgukfgpv"qt"ecttkgf"
qp" dwukpguu" kp" Gpincpf" cpf" Ycngu" ykvjkp" vjg" ukz" oqpvju" koogfkcvgn{"
rtgegfkpi" vjg" rtgugpvcvkqp" qh" vjg" rgvkvkqp" cpf" vjg" rtqeggfkpiu" ctg" pqv"
cnnqecvgf"vq"vjg" Nqpfqp"Kpuqnxgpe{" Fkuvtkev."vjg"rgvkvkqp" oc{"dg"rtgugpvgf"
gkvjgt"vq"vjg"fgdvqtÓu"qyp"jgctkpi"egpvtg"qt"vq"vjg"Jkij"Eqwtv0""
*8+" Wpnguu"rctcitcrj"*4+"crrnkgu."yjgtg"vq"vjg"rgvkvkqpgtÓu"mpqyngfig"vjgtg"ku"kp"
hqteg"hqt" vjg" fgdvqt" cp"KXC"wpfgt" Rctv" :" qh"vjg" Cev." vjg" rgvkvkqp" owuv" dg"
rtgugpvgf"vq"vjg"eqwtv"qt"jgctkpi"egpvtgÏ""
"
*c+" vq"yjkej"vjg"pqokpggÓu"tgrqtv"wpfgt"ugevkqp"478"ycu"uwdokvvgf="
*d+" vq"yjkej"cp" crrnkecvkqp"jcu"dggp" ocfg."yjgtg"c"pqokpgg" jcu"ocfg"c"
tgrqtv"wpfgt"ugevkqp"478C*5+="qt"
*e+" cu"fgvgtokpgf"wpfgt"rctcitcrju"*3+"vq"*7+"kp"cp{"qvjgt"ecug0"
"
*9+" Vjg" rgvkvkqp" owuv" eqpvckp" uwhhkekgpv" kphqtocvkqp" vq" guvcdnkuj" vjcv" kv" ku"
rtgugpvgf"kp"vjg"crrtqrtkcvg"eqwtv"cpf."yjgtg"vjg"eqwtv"ku"vjg"Eqwpv{"Eqwtv."
vjg"crrtqrtkcvg"jgctkpi"egpvtg0""
"
320340Ï*3+"Vjg"rgvkvkqp"owuv"dg"hkngf"ykvj"vjg"eqwtv0""
*4+" C"rgvkvkqp"oc{"pqv"dg"hkngf"wpnguuÏ""
"
*c+" c"tgegkrv"hqt"vjg"fgrqukv"rc{cdng"vq"vjg"qhhkekcn"tgegkxgt"ku"rtqfwegf"qp"
rtgugpvcvkqp"qh"vjg"rgvkvkqp="qt"
*d+" vjg"Ugetgvct{"qh" Uvcvg"jcu"ik xgp"pqvkeg"vq" vjg"eqwtv"vjcv" vjg"rgvkvkqpgt"
jcu"ocfg"uwkvcdng"cnvgtpcvkxg"cttcpigogpvu"kp"ceeqtfcpeg"ykvj"cp"qtfgt"
ocfg" wpfgt" ugevkqp" 637*5+" hqt"vjg" rc{ogpv" qh" vjg" fgrqukv" cpf" vjcv"
pqvkeg"jcu"pqv"dggp"tgxqmgf0"
"
*5+" C"pqvkeg" qh"cnvgtpcvkxg" cttcpigogpvu" hqt"vjg" fgrqukv"oc{" dg"t gxqmgf"d{" c"
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*6+" Vjg"hqnnqykpi" eqrkgu"qh"vj g"rgvkvkqp"owuv" cnuq"dg" hkngf"ykvj"vjg" eqwtv"ykvj"
vjg"rgvkvkqpÏ""
64" Personal Insolvency Practice"
"
*c+" qpg"hqt"ugtxkeg"qp"vjg"fgdvqt="cpf"
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ku"pqv"vjg"uwrgtxkuqt"qh"vjg"KXC0"
"
*7+" Vjg"fcvg"cpf"vkog"qh"hknkpi"vjg"rgvkvkqp"owuv"dg"gpfqtugf"qp"vjg"rgvkvkqp"cpf"
qp"vjg"eqrkgu0""
*8+" Vjg"eqwtv" owuv"hkz" c"xgpwg" hqt" jgctkpi"vjg" rgvkvkqp."cpf" vjku"owuv" cnuq"dg"
gpfqtugf"qp"vjg"rgvkvkqp"cpf"vjg"eqrkgu0""
*9+" Gcej"eqr{" qh"vjg" rgvkvkqp"owuv" jcxg"vjg" ugcn"qh" vjg"eqwtv" crrnkgf"vq" kv"cpf"
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"
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rtcevkecdng"fgnkxgt"vq"vjg"Ejkgh"Ncpf"Tgikuvtct"cp"crrnkecvkqp"hqt"tgikuvtcvkqp"
qh"vjg"rgvkvkqp"kp"vjg"tgikuvgt"qh"rgpfkpi"cevkqpu0""
*4+" Vjg"crrnkecvkqp"owuv"eqpvckpÏ""
"
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*d+" vjg"fgdvqtÓu"pcog="
*e+" vjg"fgdvqtÓu"igpfgt."kh"mpqyp="
*f+" fgvcknu"qh" vjg"fgdvqtÓu" vtcfg."rtqhguukqp" qt" qeewrcvkqp."kpenwfkpi" cp{"
vtcfkpi"pcog"cpf."kp"vjg"ecug"qh"c"rctvpgtujkr."vjg"pcog"cpf"igpfgt."kh"
mpqyp."qh"gcej"qh"vjg"qvjgt"rctvpgtu="
*g+" vjg" rquvcn" cfftguu" hqt" gcej" mpqyp" rnceg" qh" tgukfgpeg" qh" vjg"fgdvqt."
kpenwfkpi"vjg"fgdvqtÓu"dwukpguu"cfftguu"yjgtg"vjg"eqwtv"eqpukfgtu"kv"vq"
dg"crrtqrtkcvg"hqt"vjg"rwtrqug"qh"vjg"pqvkeg="
*h+" vjg"tgngxcpv"mg{"pwodgt"cnnqecvgf"d{"vjg"Ncpf"Ejctigu"Fgrctvogpv="
*i+" vjg"pcog"qh"vjg"eqwtv"*cpf"jgctkpi"egpvtg"kh"crrnkecdng+="
*j+" vjg"pwodgt"cpf"fcvg"qh"vjg"rgvkvkqp="cpf"
*k+" vjg"pcog"cpf"rquvcn"cfftguu"qh"vjg"rgvkvkqpgt0"
"
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*6+" C" ugrctcvg" crrnkecvkqp" owuv" dg" eqorngvgf" hqt" gcej" fgdvqt" cpf" hqt" cp{"
cnvgtpcvkxg"pcog"d{"yjkej"vjg"fgdvqt"jcu" dggp"qt"ku"mpqyp"*qvjgt"vjcp"cp{"
vtcfkpi"pcog+0""
"
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ykvj"Uejgfwng"6"*Ugtxkeg"qh"fqewogpvu+0""
*4+" Kh"vq"vjg"rgvkvkqpgtÓu"mpqyngfig"vjgtg"ku"kp" hqteg"hqt"vjg"fgdvqt"cp"KXC."cpf"
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"
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kv"vjkpmu"lwuv0""
"Creditor’s Bankruptcy Petition" 65"
"
Cogpfogpv"qh"rgvkvkqp"
320380"Vjg"rgvkvkqp"oc{"dg"cogpfgf"cv"cp{"vkog"chvgt"rtgugpvcvkqp"ykvj"vjg"eqwtvÓu"
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"
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pq"tgcuqpcdng"rtqurgev"qh"dgkpi"cdng"vq"rc{"kv0""
*4+" Vjg"fgdvqt"oc{"crrn{"hqt"cp"qtfgt"vjcv"vjg"rgvkvkqpkpi"etgfkvqt"ikxg"ugewtkv{"
hqt"vjg"fgdvqtÓu"equvu0""
*5+" Vjg"pcvwtg"cpf"coqwpv"qh"vjg"ugewtkv{"vq"dg"qtfgtgf"ku"kp"vjg" eqwtvÓu"
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*6+" Kh"cp"qtfgt"hqt"ugewtkv{"ku" ocfg"vjgp"vjg"rgvkvkqp"oc{"pqv" dg"jgctf"wpvkn"vjg"
yjqng"coqwpv"qh"vjg"ugewtkv{"jcu"dggp"ikxgp0""
"
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jcxg"fgnkxgtgf"c"pqvkeg"wpfgt"twng"3203;"qh"vjgkt"kpvgpvkqp"vq"crrgct0""
*4+" Vjg"nkuv"owuv"eqpvckpÏ""
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*d+" vjg"fcvg"qh"vjg"jgctkpi"qh"vjg"rgvkvkqp="
*e+" c"uvcvgogpv"vjcv"vjg"rgtuqpu"nkuvgf"jcxg"fgnkxgtgf"pqvkeg"vjcv"vjg{"kpvgpf"
vq"crrgct"cv"vjg"jgctkpi"qh"vjg"rgvkvkqp="
*f+" vjg" pcog" cpf" cfftguu" qh" gcej" rgtuqp" yjq" jcu" fgnkxgtgf" pqvkeg" qh"
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"Creditor’s Bankruptcy Petition" 67"
"
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"
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68" Personal Insolvency Practice"
"
eqwtv"c"ykvpguu"uvcvgogpv"urgekh{kpi" vjg"itqwpfu"qh"vjg"crrnkecvkqp" cpf"vjg"
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"
*5+" Cp"qtfgt"ikxkpi"rgtokuukqp"vq"ykvjftcy"c"rgvkvkqp"owuv"pqv"dg"ocfg"dghqtg"
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*6+" Vjg" qtfgt" qh" fkuokuucn" qt" itcpvkpi" rgtokuukqp" vq"ykvjftcy" c "d cpmtwrve{"
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*f+" c"uvcvgogpv"vjcv"vjg"rgvkvkqp"jcu"dggp"jgctf="
*g+" vjg"qtfgt"vjcv"vjg"rgvkvkqp"dg"f kuokuugf"qt"vjcv."ykvj"vjg"rgtokuukqp" qh"
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*h+" fgvcknu"qh"cp{"hwtvjgt"vgtou"qh"vjg"qtfgt="
*i+" vjg"fcvg" cpf"tghgtgpeg" pwodgt"qh" vjg"tgikuvtcvkqp" qh" vjg"rgvkvkqp" cu"c"
rgpfkpi"cevkqp"ykvj"vjg"Ejkgh"Ncpf"Tgikuvtct="
*j+" cp"qtfgt"vjcv"vjg"gpvt{"tgncvkpi"vq"vjg"rgvkvkqp"kp"vjg"tgikuvgt"qh"rgpfkpi"
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*k+" vjg"fcvg"qh"vjg"qtfgt0"
"
Vjg"tgngxcpv"gzvtcevu"qh"vjg"ERT"Rtcevkeg"Fktgevkqp"Î"Kpuqnxgpe{"Rtqeggfkpiu"ctg"
tgrtqfwegf"kp"Ejcrvgt"460"
"Creditor’s Bankruptcy Petition" 69"
"
503" DCPMTWRVE["RGVKVKQP"
6:" Personal Insolvency Practice"
"
"Creditor’s Bankruptcy Petition" 6;"
"
72" Personal Insolvency Practice"
"
504" YKVPGUU"UVCVGOGPV"XGTKH[KPI"VJG"
DCPMTWRVE["RGVKVKQP"
"Creditor’s Bankruptcy Petition" 73"
"
74" Personal Insolvency Practice"
"
505" NKUV"QH"CRRGCTCPEGU"
"Creditor’s Bankruptcy Petition" 75"
"
506" EGTVKHKECVG"QH"EQPVKPWKPI"FGDV"
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