Fraud awareness, information accountability and sustainable competitive advantage: governance moderation and capacity for accessing financing mediation

Date15 July 2024
Pages337-353
DOIhttps://doi.org/10.1108/JFC-04-2024-0121
Published date15 July 2024
AuthorTarjo Tarjo,Alexander Anggono,Bambang Haryadi,Lummatul Mahya,Eklamsia Sakti,Jamaliah Said
Fraud awareness, information
accountability and sustainable
competitive advantage: governance
moderation and capacity for
accessing f‌inancing mediation
Tarjo Tarjo,Alexander Anggono,Bambang Haryadi and
Lummatul Mahya
Department of Accounting, Universitas Trunojoyo Madura, Bangkalan, Indonesia
Eklamsia Sakti
Department of Healthcare Administration,
Sekolah Tinggi Ilmu Kesehatan Ngudia Husada Madura,
Bangkalan, Indonesia, and
Jamaliah Said
Accounting Research Institute, Universiti Teknologi MARA, Shah Alam, Malaysia
Abstract
Purpose This paper aims to empiricallytest the inf‌luence of fraud awareness, information accountability
and capacity for accessing f‌inancing on sustainable competitive advantage. Furthermore, this research
examines the inf‌luence of fraud awareness and information accountability on sustainable competitive
advantage through capacity for accessing f‌inancing. Finally, this research examines the inf‌luence of
governance as a moderator of fraud awareness and information accountability on capacity for accessing
f‌inancing.
Design/methodology/approach This research uses quantitativemethods. Researchers collected data
by distributing questionnaires to tourism destination operators. This research used tourist destinations in
Indonesiaand obtained 506 samples. The data analysis technique uses SEM-PLS.
Findings This research f‌inds that fraud awareness, information accountability and the capacity for
accessing f‌inancing increase sustainable competitive advantage. Furthermore, the capacity for accessing
f‌inancing can mediate the inf‌luence of fraud awareness and information accountability on sustainable
competitive advantage. Finally, governance strengthens the inf‌luence of fraud awareness and information
accountabilityon the capacity for accessing f‌inancing.
Research limitations/implications Research limitations are the diff‌iculty accessing all tourist
destinationsin Indonesia and diff‌iculty controlling respondent answerbias.
Practical implications Practical implications are increasing the ability of tourist destinations to
compete,helping to increase funding sources, good governance and information accountability.
Funding: Based on Decree Number 184/UN46/HK.02/2022 and Contract Number 182/UN46.4. 1/
PT.01.03/2022, Prof Dr Tarjo Tarjo received research funding from Universitas Trunojo yo
Madura. This support underscores the Rectors commitment to fostering research and academic
excellence.
Governance
moderation
and capacity
337
Journalof Financial Crime
Vol.32 No. 2, 2025
pp. 337-353
© Emerald Publishing Limited
1359-0790
DOI 10.1108/JFC-04-2024-0121
The current issue and full text archive of this journal is available on Emerald Insight at:
https://www.emerald.com/insight/1359-0790.htm
Social implications Apart from that, the main implication of this research is to increase fraud
awarenessand reduce fraud so that tourist destinations can achieve their goals.
Originality/value The gap lies in previousresearch, which was unaware of the existenceof fraud, which
could damage the abilityof tourist destinations to compete. Therefore, this researchadds the fraud awareness
variable. Besides, this study develops a different and unique model because it combines mediation and
moderationvariables into one research model.
Keywords Fraud awareness, Information accountability, Governance, Capacity for accessing f‌inancing,
Sustainable competitive advantage, Forensic accounting, Tourism
Paper type Research paper
1. Introduction
The world economic crisis has seriously affected the tourism industry (UNWTO, 2022). The
crisis caused considerable losses to the tourism industry (Škare et al., 2021). Based on a World
Bank (2021) survey the tourism industry experienced losses of up to 1.3 trillion USD. The
economic crisis that hit the tourism industry also caused stakeholder losses (Tarjo et al., 2022).
On the other hand, the crisis that hit tourist destinations also caused problems for the
sustainable competitive advantage of tourist destinations (Nguyen et al., 2022). Thus, crises
hitting tourist destinations can impact sustainable competitive advantages (Peñarroya-Farell
and Miralles, 2022). Therefore, several countries are starting to develop competitive advant ages
to respond to the crisis hitting the tourism industry (Bulchand-Gidumal, 2022), including
Indonesia (Novianti et al.,2022).
Sustainable competitive advantageis a destinations ability to continue competing with
other tourist destinations todayand in the future (Ham et al.,2020). Tourist destinations can
leverage the competitive advantage of sustainability to attract tourists and outperform
competing destinations by providing high-quality, innovative tourism services and
attractions while ensuring available resources are used eff‌iciently and sustainably
(Tleuberdinova et al., 2022). Recent research f‌inds that fraud awareness and information
accountabilitycan inf‌luence sustainable competitive advantage (Begum, 2022;Hossainet al.,
2021).
Fraud awareness is essential for maintaining a sustainable competitive advantage (Pan
et al., 2021). Implementing fraud awareness helps reduce potential fraud (Jamil et al.,2021;
Ohalehi, 2019;Sihombinget al., 2023;Tarjo et al.,2021;Tarjo, Anggono, et al.,2022). Sunarti
et al. (2020) found that implementing fraud awareness can impact security, comfort, and
sustainable competitive advantage.Fraud awareness can inf‌luence sustainable competitive
advantage (Font et al.,2021). However, fraud awareness is ineffective in suppressing fraud,
so implementing fraud awareness has no impact on sustainable competitive advantage
(Flowerastia et al., 2021). Recent literature states that implementing fraud awareness in
tourist destinations can increase sustainable competitive advantage (Özgit and Adalıer,
2022;Tarjo et al.,2022).
Information accountability aims to compile and disseminate f‌inancial information on
tourist destinations to achieve transparency (Camis
on-Haba et al., 2022). Information
accountability must be a signif‌icant concern for tourist destinations to positively impact
sustainable competitive advantage(Golja and Nizic, 2010). Choi and Sami (2012) argue that
too open accountability of information disseminated can hurt sustainabilitys competitive
advantage. However, recent research f‌inds that information accountability is essential in
increasing sustainablecompetitive advantage (Madanaguli et al.,2022;Tarjo et al.,2022).
Based on the explanation above, there is still debate regarding the direct inf‌luence of
fraud awareness and information accountability on sustainable competitive advantage.
JFC
32,2
338

Get this document and AI-powered insights with a free trial of vLex and Vincent AI

Get Started for Free

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex

Start Your Free Trial of vLex and Vincent AI, Your Precision-Engineered Legal Assistant

  • Access comprehensive legal content with no limitations across vLex's unparalleled global legal database

  • Build stronger arguments with verified citations and CERT citator that tracks case history and precedential strength

  • Transform your legal research from hours to minutes with Vincent AI's intelligent search and analysis capabilities

  • Elevate your practice by focusing your expertise where it matters most while Vincent handles the heavy lifting

vLex