Insurance Companies (Assistance) Regulations 1987

JurisdictionUK Non-devolved

1987 No. 2130

INSURANCE

The Insurance Companies (Assistance) Regulations 1987

Made 10th December 1987

Laid before Parliament 10th December 1987

Coming into force 1st January 1988

The Secretary of State, being a Minister designated for the purposes of section 2(2) of the European Communities Act 19721in relation to the authorisation of the carrying on of insurance business and the regulation of such business and its conduct2, in exercise of the powers conferred by that section and in exercise of the powers conferred by sections 2(5), 5(1), 15(6), 17(2), 32(1), 33(1) and 97 of the Insurance Companies Act 19823, hereby makes the following Regulations:

S-1 Citation and commencement

Citation and commencement

1. These Regulations may be cited as the Insurance Companies (Assistance) Regulations 1987 and shall come into force on 1st January 1988.

S-2 Amendment of Insurance Companies Act 1982

Amendment of Insurance Companies Act 1982

2. The Insurance Companies Act 1982 shall be amended as follows—

(a) in each of sections 2(4) (restriction on carrying on insurance business) and 15(5) (insurance companies to which Part II applies), for “or 17” there shall be susbstituted “, 17 or 18”; and

(b) in Part I of Schedule 2 (classes of general business)—

(i) at the end of paragraph (b) in the third column of the entry relating to class 16 (miscellaneous financial loss) there shall be added “(other than loss such as is covered by contracts falling within class 18 below)”; and

(ii) after class 17 there shall be added the further class specified in the Schedule to these Regulations.

S-3 Amendment of Insurance Companies Regulations 1981

Amendment of Insurance Companies Regulations 1981

3. The Insurance Companies Regulations 19814shall be amended as follows—

(a) The following words are to be added at the end of Regulation 23(2)(a)—

“but in no case is assistance to be available outside the United Kingdom and the Republic of Ireland except where it is provided without the payment of additional premium by a body in the country concerned with whom the insurer has entered into a reciprocal agreement”.

(b) In Regulation 23(2)(b) the words “the assistance” shall be replaced by

“assistance provided in the case of an accident or breakdown occurring within the United Kingdom or the Republic of Ireland”.

(c) Regulation 23(2)(c) is to be replaced by the following—

“(c)

“(c) that the assistance shall take either or both of the forms of assistance specified in paragraph (2A) below.”

(d) The following is to be inserted after Regulation 23(2)—

S-2A

2A. The forms of assistance referred to in paragraph (2) above are—

(a) repairs to the relevant vehicle at the place where the accident or breakdown has occurred; this assistance may also include the delivery of parts, fuel, oil, water or keys to the relevant vehicle;

(b) removal of the relevant vehicle either to the nearest or most appropriate place at which repairs may be carried out, or to—

(i) the home, point of departure or original destination within the United Kingdom of the driver and passengers provided the accident or breakdown occurred within the United Kingdom; or

(ii) the home, point of departure or original destination within the Republic of Ireland of the driver and passengers provided the accident or breakdown occurred within the Republic of Ireland or within Northern Ireland; or

(iii) the home...

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