Motor Insurance
Author | Eden |
Published date | 01 July 1934 |
Date | 01 July 1934 |
DOI | http://doi.org/10.1177/0032258X3400700311 |
Subject Matter | Article |
~otor
Insurance
THE
1930, SEC. 35,
PART
2,
AND
THE
MOTOR
VEHICLES
AND
ROAD
TRAFFIC
ACT
(NORTHERN
IRELAND)
1930
By
'EDEN'
THERE is a well-known
saying-perhaps
slightly mis-
quoted from my imperfect recollection of
it-that
,Errors like straws upon the surface flow; he who would
search for pearls of
truth
must dive below,' and my experience
relation to Section 35, Part
2,
abundantly confirms the proverb.
From careful observation, and catechism, I have become
convinced that in the interpreting and practising of this
section, both magistrates, police, insurance managers, motorists
and the man in the street are often beset with doubt as to its
real intent. Indeed, as with most legislation, there is room for
the proverbial cartload of hay to pass between the gaps. A
brief outline of this important section shall serve as our chart.
In
short, the motorist must, before using amotor vehicle upon
a road, be covered for third party risks, that is to say, he must
be so covered by insurance that, in
the
event of death or injury
to some other person (or to an animal), caused as a result of
his car being on any road, the dependants, or injured person
must be in a position to sue for damages, and if he is not so
covered may be fined or imprisoned (or both) and his licence
may be (and shall be, unless
the
Court for special reasons
decide otherwise) suspended for twelve months.
Although this sine qua non is patent to most people, a
343
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