Pan Atlantic Insurance Company Ltd v Pine Top Insurance Company Ltd

JurisdictionUK Non-devolved
JudgeLord Templeman,Lord Goff of Chieveley,Lord Mustill,Lord Slynn of Hadley,Lord Lloyd of Berwick.
Judgment Date25 July 1994
Date25 July 1994
CourtHouse of Lords
    • This document is available in original version only for vLex customers

      View this document and try vLex for 7 days
    • TRY VLEX

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex

Unlock full access with a free 7-day trial

Transform your legal research with vLex

  • Complete access to the largest collection of common law case law on one platform

  • Generate AI case summaries that instantly highlight key legal issues

  • Advanced search capabilities with precise filtering and sorting options

  • Comprehensive legal content with documents across 100+ jurisdictions

  • Trusted by 2 million professionals including top global firms

  • Access AI-Powered Research with Vincent AI: Natural language queries with verified citations

vLex
215 cases
  • Marme Inversiones 2007 SL v Natwest Markets Plc
    • United Kingdom
    • Queen's Bench Division (Commercial Court)
    • 25 Febrero 2019
    ...that conclusion I have had regard to the classic speech of Lord Mustill in Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1995] 1 AC 501 at p. 549, and I hope that I have followed it. A misrepresentation or non-disclosure which did not make any difference, in the sense that the ......
  • Andrene Brown v Insurance Company of the West Indies
    • Jamaica
    • Supreme Court (Jamaica)
    • 27 Julio 2011
    ...facts. 14. The test of materiality has been settled by the House of Lords in Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1994] 3 All ER 581, [1995] 1 AC 501 on a 3:2 majority. The majority held that, for the purposes of marine and non-marine insurance, a circumstance is mat......
  • Surton Harding v Insurance Company of the West Indies Ltd
    • Jamaica
    • Supreme Court (Jamaica)
    • 20 Marzo 2013
    ...a non-disclosure if such non — disclosure related to a material fact. In this regard he referred to the case of Pan Atlantic Insurance Co. Ltd. v. Pine Top Insurance Co. Ltd. [1994] 3 All ER 581, in which the Court held that a circumstance is material if it would have had an effect on the ......
  • Somat Ali v Hand-in-Hand Mutual Fire and Life Insurance Company Ltd
    • Guyana
    • Court of Appeal (Guyana)
    • Invalid date
  • Get Started for Free
5 firm's commentaries
  • The English And Scottish Law Commissions' Proposals
    • United Kingdom
    • Mondaq United Kingdom
    • 7 Junio 2011
    ...or fraudulently. The definition of materiality is therefore crucial. Pan Atlantic Insurance Co. Ltd v Pine Top Insurance Co. Ltd [1994] 2 Lloyd's Rep 427 (HL) defined the test as follows: (1) A material circumstance is one that would affect the judgment of the (re)insurers in assessing the ......
  • Insurance E-Brief - Summer 2013
    • United Kingdom
    • Mondaq United Kingdom
    • 5 Agosto 2013
    ...needs to prove in order to avoid the contract. However, since the landmark House of Lords decision in Pan Atlantic v Pine Top [1994] 2 Lloyd's Rep 427, it has been clear that the insurer must also show that its actual underwriter was 'induced' to write the policy by that non-disclosure or m......
  • Insurance Focus - Part II
    • Australia
    • Mondaq Australia
    • 23 Junio 2011
    ...the insurer must have been induced by the misrepresentation (as set out in Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1995] 1 AC 501). Consequently, under the proposed Bill, the insurer will still have to demonstrate that, without the misrepresentation, it would not have ent......
  • The Inexorable Rise Of Inducement
    • United Kingdom
    • Mondaq United Kingdom
    • 30 Julio 2013
    ...needs to prove in order to avoid the contract. However, since the landmark House of Lords decision in Pan Atlantic v Pine Top [1994] 2 Lloyd's Rep 427, it has been clear that the insurer must also show that its actual underwriter was 'induced' to write the policy by that non-disclosure or m......
  • Get Started for Free
20 books & journal articles
  • Insurance
    • United Kingdom
    • Construction Law. Volume III - Third Edition
    • 13 Abril 2020
    ...which legal 158 Bell v Lever Bros Ltd [1932] AC 161 at 227, per Lord Atkin; Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1995] 1 AC 501; Versloot Dredging BV v HDI Gerling Industrie Versicherung AG [2016] UKSC 45 at [87], per Lord Hughes JSC. he obligation applies to all forms......
  • Table of cases
    • Canada
    • Irwin Books Insurance Law. Second Edition Enforcing Insurance Contracts
    • 23 Junio 2015
    ...536 Pacific Forest Products Ltd v AXA Pacific Insurance Co, 2003 BCCA 241 ....... 547 Pan Atlantic Insurance Co v Pine Top Insurance Co, [1995] 1 AC 501 (HL) .......................................................................... 138, 163, 165, 166, 181, 183 Pangli v Mutual Fire Insuranc......
  • Table of cases
    • Canada
    • Irwin Books Archive Insurance Law Enforcing insurance contracts
    • 1 Septiembre 2004
    ...444 (Man. C.A.) ........................................................249, 266 Pan Atlantic Insurance Co. v. Pine Top Insurance Co., [1995] 1 A.C. 501, [1994] 3 All E.R. 581 (H.L.)......................................................107, 121, 134 Pangli v. Mutual Fire Insurance Co. of B.......
  • Transitions in Caribbean Law: An Introduction
    • Jamaica
    • Transitions in Caribbean Law Preliminary sections
    • 21 Noviembre 2013
    ...between the donor and transplanted laws. For 38. See, e.g., L. Walcott, Chapter 4, L. Jackson, Chapter 1, E. Ventose, Chapter 6. 39. [1995] 1 AC 501 (HL). 40. L. Jackson, Chapter 1. xiii Transitions in Caribbean Law example, many Caribbean countries have adopted versions of Canadian company......
  • Get Started for Free

VLEX uses login cookies to provide you with a better browsing experience. If you click on 'Accept' or continue browsing this site we consider that you accept our cookie policy. ACCEPT