Statutory demand
| Author | Mark Watson-Gandy |
| Pages | 1-14 |
"
"
Ejcrvgt"3"
UVCVWVQT["FGOCPF"
QDLGEVKXG"
C" rgtuqp" ku" fggogf" wpcdng" vq" rc{" jku" fgdvu" kh" c" etgfkvqt" *d{" cuukipogpv" qt"
qvjgtykug+"vq"yjqo"vjcv"rgtuqp"ku"kpfgdvgf"kp"c"uwo"gzeggfkpi"˚7.2223"vjgp"fwg"
jcu"ugtxgf"qp"jko"c"uvcvwvqt{"fgocpf"kp"vjg"rtguetkdgf"hqto"tgswktkpi"jko"vq"rc{"
vjg"uwo" uq"fwg." cpf"jg" jcu"hqt"5" yggmu"vjgtgchvgt" pgingevgf"vq" crrn{"vq"ugv" vjg"
fgocpf"cukfg"qt"vq"rc{"vjg"uwo"qt"vq"ugewtg4"qt"eqorqwpf"hqt"kv"vq"vjg"tgcuqpcdng"
ucvkuhcevkqp"qh"vjg"etgfkvqt0"
"
Yjkng"etgfkvqtuÓ"rgvkvkqpu"uvknn"tgswktg"c"rgvkvkqp"vq"vjg"eqwtv"cpf"c"jgctkpi."fgdvqtu"
pqy"crrn{"qpnkpg"hqt"vjgkt"qyp"dcpmtwrve{0"
UVCVWVQT["HQTO"
Vjg"uvcvwvqt{"fgocpf"ujqwnf"dg"qp
"
"Hqto"UF45"*hqt"nkswkfcvgf"uwou"rc{cdng"koogfkcvgn{+="
"Hqto"UF5"*hqt"nkswkfcvgf"uwou"rc{cdng"cv"c"hwvwtg"fcvg+="
"Hqto"UF6"*hqt"nkswkfcvgf"uwou"rc{cdng"koogfkcvgn{"hqnnqykpi"c"lwfiogpv"
qt"eqwtv"qtfgt+0"
"
Vjg"uvcvwvqt{"fgocpf"ujqwnf"ugv"qwv
"
"cu" vjg" jgcfkpi." gkvjgt" ÒUvcvwvqt{" fgocpf" wpfgt" ugevkqp" 48:*3+" *fgdv"
rc{cdng"koogfkcvgn{+"qh" vjg"Kpuqnxgpe{" Cev"3;:8Ó"qt" ÒUvcvwvqt{"fgocpf"
wpfgt"ugevkqp"48:*4+"*fgdv"pqv"koogfkcvgn{"rc{cdng+Ó="
"vjg"coqwpv"qh"vjg"fgdv="
"vjg"fgdvqtÓu"hwnn"pcog=6"
"
3" Cu"cv"vjg"fcvg"qh"ytkvkpi."vjg"uwo"ku"uvknn"˚972"hqt"eqorcpkgu0"
4" Yjknuv" pq" gzrtguu" rtqxkukqp" gzkuvu" gswkxcngpv" vq" ugevkqp" 48;*3+"qh" vjg" Kpuqnxgpe{" Cev" 3;:8"
cnnqykpi"etgfkvqtu"vq"yckxg"ugewtkv{"vq"dg"cdng" vq"ugtxg"c"uvcvwvqt{"fgocpf."vjg"Cev"ku"vq"dg"tgcf"
cu"c"yjqng"cpf"kv"ujqwnf"dg"kpvgtrtgvgf"cu"dgkpi"rquukdngRe Bartram"]4232̲"GYJE"4;32"*Ej+."
]4233̲"DRKT"30"
5" Hqto"UF3"ku"vjg"hqto"hqt"eqorcpkgu0"
6" Twng"308*4+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
4" Personal Insolvency Practice"
"
"vjg"fgdvqtÓu" tgukfgpvkcn" cfftguu" *wpnguu" cp" qtfgt" nkokvkpi" fkuenq uwtg" jcu"
dggp"ocfg+=7"
"vjg"pcog"qh"vjg"etgfkvqt="
"vjg"cfftguu"qh"vjg"etgfkvqt="
"yjgvjgt"kv" ku" ocfg" wpfgt" ugevkqp" 48:*3+" *fgdv" koogfkcvgn{" rc{cdng+" qt"
ugevkqp"48:*4+"*fgdv"pqv"koogfkcvgn{"rc{cdng+<8"
"
Î"kh"wpfgt"ugevkqp"48:*3+"cpf"dcugf"qp"cp{"eqwtv"qtfgt"qt"lwfiogpv
"
Î"vjg"pcog"qh"vjg"eqwtv="
Î"vjg"fcvg"qh"vjg"qtfgt"qt"lwfiogpv="
"
Î"kh" wpfgt" ugevkqp" 48:*4+." vjg" itqwpfu" wrqp" yjkej" kv" ku" uckf" vjcv"vjg"
fgdvqt"jcu"pq"tgcuqpcdng"rtqurgev"qh"rc{kpi"vjg"fgdv="
"
"vjg"coqwpv"qh"vjg"fgdv="
"vjg"eqpukfgtcvkqp"hqt"vjg"fgdv"qt."kh"pqpg."jqy"kv"ctkugu="
"kh"vjg"fgocpf"ku"wpfgt"ugevkqp"48:*3+"cpf"vjg"fgdv"ctkugu"wpfgt"c"lwfi ogp v."
vjg"fcvg"qh"vjg"lwfiogpv"cpf"vjg"eqwtv"vjcv"ocfg"kv="
"kh"vjg"fgocpf" ku"wpfgt"ugevkqp" 48:*4+."yj{"vjg" fgdvqt"jcu"pq" tgcuqpcdng"
rtqurgevu"qh"rc{kpi"vjg"fgdv="
"kh"vjg"etgfkvq t"ku"gpvkvngf" vq"vjg" fgdv"d{"yc{" qh"cuukipogpv." fgvcknu"qh"vjg"
qtkikpcn"etgfkvqt"cpf"cp{"kpvgtogfkct{"cuukipggu="
"c"uv cv gog pv "vjc v"k h"vj g"f gdv qt "fqg u"p qv"e qor n{ "ykv j"v jg"f go cpf ."dcpmtwrve{"
rtqeggfkpiu"oc{"dg"eqoogpegf="
"vjg"fcvg"d{"yjkej"vjg"fgdvqt"owuv"eqorn{"ykvj"vjg"fgocpf."kh"dcpmtwrve{"
rtqeggfkpiu"ctg"vq"dg"cxqkfgf="
"c"uvcvgogpv"qh"vjg"ogvjqfu"qh"eqornkcpeg"yjkej"ctg"qrgp"vq"vjg"fgdvqt="
"c"uvcvgogpv"vjcv" vjg"fgdvqt"jcu" vjg"tkijv"vq" crrn{"vq"vjg" eqwtv"vq"jcxg"vjg"
fgocpf"ugv"cukfg="
"uvcvg
"
Î"vjg"pcog" qh"vjg"eqwtv" qt"jgctkpi" egpvtg"qh" vjg"eqwpv{" eqwtv"vq" yjkej."
ceeqtfkpi" vq" vjg" rtgugpv" kphqtocvkqp." vjg" fgdvqt" owuv" ocmg" vjg"
crrnkecvkqp"*k0g0" vjg"Jkij"Eqwtv." vjg"Eqwpv{" Eqwtv"cv"Egpvtcn" Nqpfqp"
qt"c"pcogf"jgctkpi"egpvtg"qh"vjg"eqwpv{"eqwtv."cu"vjg"ecug"oc{"dg+=9"
Î"kh"rtgugpvgf"d{"c" Okpkuvgt"qh"vjg" Etqyp"qt"c" iqxgtpogpv"fgrctvogpv."
vjcv"vjg"fgdvqt"oc{" cnvgtpcvkxgn{"crrn{"vq" ugv"cukfg"vjg"fgocpf"vq"vjg"
Jkij"Eqwtv" qt"vjg" Eqwpv{"Eqwtv" cv"Egp vtcn"Nqpfqp" *cu"vjg" ecug"oc{"
dg+" kh" vjg" Okpkuvgt" qt" fgrctvogpv" kpvgpfu" vq" rtgugpv" c" dcpmtwrve{"
rgvkvkqp"vq"qpg"qh"vjgo="
"
"
7" Twng"308*4+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
8" Twng"3203*3+*c+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
9"" Twng"3206*6+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"4238"ugvu"qwv" vq"yjkej"eqwtv"uwej"cp"
crrnkecvkqp"owuv"dg"ocfg0"
"Statutory Demand"5"
"
"c"uvcvgogpv" vjcv" cp{" crrnkecvkqp" vq" ugv" cukfg" vjg" fgocpf" owuv" dg" ocfg"
ykvjkp"3:"fc{u"qh"ugtxkeg"qp"vjg"fgdvqt="
"c"uvcvgogpv"vjcv"kh"vjg"fgdvqt"fqgu"pqv"crrn{"vq"ugv"cukfg"vjg"fgocpf"ykvjkp"
3:"fc{u"qt"qvjgtykug"fgcn"ykvj"vjku"fgocpf"ykvjkp"43"fc{u"chvgt"kvu"ugtxkeg."
vjg"fgdvqt" eqwnf"dg "ocfg" dcpmtwrv"cpf" vjg" fgdvqtÓu"rtqrgtv{" cpf"iqqfu"
vcmgp"cyc{="
"ykvj"tgictf"vq"cp{"ejctig"d{"yc{"qh"kpvgtguv"pqv"rtgxkqwun{"pqvkhkgf"vq"vjg"
dcpmtwrv" cu" kpenwfgf" kp"jku" nk cdknkv{" vjcv"jcu" ceetwgf" cv" vjg" fcvg" qh" vjg"
fgocpf"qt"cp{"qvjgt"ejctig"ceetwkpi"htqo"vkog"vq"vkog"vjcv"jcu"ceetwgf"cv"
vjg"fcvg"qh"vjg"fgocpf.:"c"uvcvgogpv"qh
"
Î"vjg"coqwpv"qt"tcvg"qh"vjg"ejctig"qt"kpvgtguv="
Î"vjg"itqwpfu"qp"yjkej"rc{ogpv"qh"cp{"ejctig"qt"kpvgtguv"ku"enckogf="
"
"kh"vjg"etgfkvqt"jqnfu"cp{"ugewtkv{."c"uvcvgogpv"qh<;"
"
Î"vjg"pcvwtg"qh"vjg"ugewtkv{"jgnf"d{"vjg"etgfkvqt="
Î"vjg"xcnwg" cvvtkdwvgf"d{" vjg" etgfkvqt"vq" vjcv"ugewtkv{" cv" vjg"fcvg" qh"vjg"
fgocpf="
Î"vjg"coqwpv"enckogf"hqt"rc{ogpv"kp"vjg"fgocpf"ujcnn"dg"vjg"hwnn"coqwpv"
qh"vjg"fgdv"nguu"vjg"coqwpv"urgekhkgf"cu"vjg"xcnwg"qh"vjg"ugewtkv{=32"
"
"eqpvcev"kphqtocvkqp"hqt" vjg"etgfkvqt"vq" gpcdng"vjg"fgdvqt" vq"eqoowpkecvg"
ykvj" jko." ykvj" c" xkgy" vq" ugewtkpi"qt" eqorqwpfkpi" hqt" vjg" fgdv" vq" vjg"
etgfkvqtÓu" ucvkuhcevkqp" qt" establishing to the creditor’s satisfaction that
there is a reasonable prospect that the debt will be paid when it falls due0"
Vjku"owuv"kpenwfg
"
Î"c"pcogf"eqpvcev="
Î"vjg"eqpvcevÓu"rquvcn"cfftguu="
Î"vjg"eqpvcevÓu"vgngrjqpg"pwodgt="
Î"vjg"eqpvcevÓu"gngevtqpke"cfftguu="
"
"vjg"fcvg"qh"vjg"fgocpf="
"vjg"uvcvwvqt{"fgocpf"owuv"dg"cwvjgpvkecvgf33"d{
"
Î"vjg"etgfkvqt="qt""
Î"uqogqpg"cwvjqtkugf"d{"vjg"etgfkvqt"vq"fq"uq."uvcvkpi<34"
"
Î"vjcv"vjg"rgtuqp"ku"cwvjqtkugf"vq"ocmg"vjg"fgocpf"qp"vjg"etgfkvqtÓu"
dgjcnh="
Î"vjg"rgtuqpÓu"tgncvkqpujkr"vq"vjg"etgfkvqt0"
"
:" Twngu"3203*9+"cpf"3203*:+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
;" Twng"3203*;+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
32" Twng"3203*;+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
33" Twng"3203*7+" qh" vjg" Kpuqnxgpe{" *Gpincpf" cpf" Ycngu+" Twngu" 42380" Hqt" yjcv" yknn" uwhhkeg" cu" vq "
cwvjgpvkecvkqp."ugg"twng"3070"Jctf"eqr{"fqewogpvu"owuv"dg"ukipgf
34" Twng"3203*8+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
6" Personal Insolvency Practice"
"
YJKEJ"EQWTV"UJQWNF"DG"UVKRWNCVGF"CU"VJG"
EQWTV"HQT"CP["CRRNKECVKQP"VQ"UGV"CUKFGA"
Vjg"eqwtv"hqt"cp{"crrnkecvkqp"vq"ugv"cukfg"ku"vjg"eqwtv"cv"yjkej"vjg"rgvkvkqp"yqwnf"
dg"rtgugpvgf0"
"
Vjg"rgvkvkqp"ujqwnf"dg"rtgugpvgf"cv"vjg"eqwpv{"eqwtv"ykvj"kpuqnxgpe{"lwtkufkevkqp"
hqt"vjg" ctgc"kp"yjkej" vjg"fgdvqt" jcu"tgukfgf"qt" ecttkgf"qp" jku"rtkpekrcn"rnceg" qh"
dwukpguu"hqt"vjg"nqpiguv"rgtkqf"kp"vjg"ncuv"8"oqpvju035"
"
Yjgtg"vjcv"rnceg" ku"Nqpfqp." vjg"eqwtv" uvkrwncvgf"ujqwnf"dg" vjg"Eqwpv{" Eqwtv"cv"
Egpvtcn" Nqpfqp" yjkej" ku" dcugf" cv" Vjqocu" Oqtg" Dwknfkpi." Tq{cn" Eqwtvu" qh"
Lwuvkeg."Uvtcpf."Nqpfqp"YE4C"4NN0""
"
Jqygxgt." vjg" rgvkvkqp" yknn" kpuvgcf" pggf" vq" dg" rtgugpvgf" cv" qt" rquvgf" vq" vjg"
Ejcodgtu"qh"vjg"Kpuqnxgpe{"cpf"Eqorcpkgu"Eqwtv"Lwfig."Tq{cn"Eqwtvu"qh"Lwuvkeg."
9" Tqnnu" Dwknfkpiu."Hgvvgt" Ncpg." Nqpfqp" GE6C" 3PN" qt" cv" c" Ejcpegt{" Fkuvtkev"
Tgikuvt{"kh<36"
"
"vjg"rgvkvkqp"ku
"
Î"hqt"c"fgdv"qxgt"˚72.222=37"
Î"cpf"gkvjgt
"
Î"hqt"oquv" qh" vjg"ncuv" 8"oqpvju" qt" hqt"c" nqpigt"rgtkqf" vjcp" kp"cp{"
qvjgt"kpuqnxgpe{"fkuvtkev"vjg"fgdvqt"ecttkgf"qp"dwukpguu"ykvjkp"vjg"
Nqpfqp"Kpuqnxgpe{"Fkuvtkev"qt"*kh"jg"ycu"pqv"kp"dwukpguu+"jcu"dggp"
c"tgukfgpv"kp" vjg"Nqpfqp"Kpuqnxgpe{"Fkuvtkev38" qt"vjg"rgvkvkqpgt" ku"
wpcdng"vq"cuegtvckp" vjg"fgdvqtÓu"tgukfgpeg" qt"rnceg"qh" dwukpguu"kp"
Gpincpf"cpf"Ycngu39"qt"vjg"rgvkvkqpgt"jcu"pgkvjgt"dggp"tgukfgpv"pqt"
jcf"c"rnceg"qh"dwukpguu"kp"Gpincpf"qt"Ycngu" kp"vjg"ncuv"8"oqpvju="
qt"
Î"vjg" rgvkvkqp" ku" rtgugpvgf" d{" c" iqxgtpogpv" fgrctvogpv" cpf" vjg"
uvcvwvqt{"fgocpf"jcu" uvcvgf"vjcv" vjg"rgvkvkqp"yknn" dg"rtgugpvgf"kp"
vjcv"eqwtv"qt"kv"ku"dcugf"qp"cp"wpucvkuhkgf"eqwtv"qtfgt03:"
"
"
35" Twng"80;C*4+"cpf"*6+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
36" Twng"32033"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
37" Twng"32033*3+*c+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"Dgnqy"˚72.222"cpf"vjg"ecug"
ku"cnnqecvgf"vq" vjg"Eqwpv{"Eqwtv" cv"Egpvtcn"Nqpfqp0" Vjku."c"nkvvng" eqphwukpin{."ku"ukvwcvgf" kp"vjg"
Vjqocu"Oqtg"Dwknfkpi" qh"vjg" Tq{cn"Eqwtvu" qh"Lwuvkeg"qp" vjg"Uvtcpf." Nqpfqp."yjknuv" vjg"Jkij"
Eqwtv"Dcpmtwrve{"Tgikuvt{"ku"ukvwcvgf."vyq" uvtggvu"cyc{."cnuq"cv"vjg"Tq{cn"Eqwtvu" qh"Lwuvkeg."dwv"
cv"9"Tqnnu"Dwknfkpiu."Hgvvgt"Ncpg."Nqpfqp0"
38" Twng"32033*4+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
39" Kp"yjkej"ecug."vjg"fgdvqt" ku"fggogf"vq"tgukfg"kp"vjg" Nqpfqp"Kpuqnxgpe{"Fkuvtkev qh"
vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
3:" Kp"yjkej"ecug."vjg"fgdvqt" ku"fggogf"vq"tgukfg"kp"vjg" Nqpfqp"Kpuqnxgpe{"Fkuvtkev qh"
vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
"Statutory Demand"7"
"
Kh"cp"kpfkxkfwcn" xqnwpvct{"cttcpigogpv"*KXC+" ku"kp" hqteg."vjg"rgvkvkqp" ujqwnf"dg"
rtgugpvgf"dghqtg"vjg"eqwtv"vq"yjkej"vjg"pqokpggÓu"tgrqtv"ycu"rtgugpvgf03;"
UGTXKEG"
Vjg"etgfkvqt"ku"wpfgt"cp"qdnkicvkqp"vq"fq"cnn"vjcv"ku"tgcuqpcdng"vq"dt kpi"vj g"fgo cpf"
vq" vjg" fgdvqtÓu" cvvgpvkqp042" Kh" rtcevkecdng." vjg" uvcvwvqt{" fgocpf" ujqwnf" dg"
rgtuqpcnn{"ugtxgf0"Hcknwtg"vq"ugtxg"rgtuqpcnn{"ku"pqv."jqygxgt."pgeguuctkn{"hcvcn"vq"
vjg"uvcvwvqt{"fgocpf043"Cu"c"uvcvwvqt{"fgocpf"ku"pqv"c"eqwtv"fqewogpv."rgtokuukqp"
vq"ugtxg"qxgtugcu"ku"pqv"tgswktgf044"
GXKFGPEG"
C"egtvkhkecvg" ujqwnf"dg"rtgrctgf" rtqxkpi"ugtxkeg" *vjku"yknn"ncvgt" pggf"vq" dg"hkngf"
ykvj"cp{"dcpmtwrve{"rgvkvkqp+045" Vjg"fgrqpgpv"ujqwnf"dg" vjg"rtqeguu"ugtxgt"yjq"
ghhgevgf"ugtxkeg" qt"jcu"fktgev" mpqyngfig"qh" ugtxkeg"cpf" ujqwnf"dg"x gtkhkgf"d{"c"
uvcvgogpv"qh"vtwvj0"
"
Vjku"ujqwnf"cfftguu
"
"jqy"vjg"fgrqpgpv" ghhgevgf"ugtxkeg"qh" vjg"fgocpf."yjgtg" jg"fkf"kv" cpf"qp"
yjqo="
"vjg"tgcevkqp"*kh"cp{+"vq"ugtxkeg="
"kh"vjg" fgrqpgpv" fkf" pqv"ghhgev" ugtxkeg" rgtuqpcnn{."vjg" uvgru" vcmgp" ykvj"c"
xkgy"vq"ugtxkpi"vjg"fgocpf"rgtuqpcnn{="
"vjg"ogcpu"yjgtgd{" vjg"rtqeguu" ugtxgt"uqwijv"vq" dtkpi"vjg"fgocpf"vq"vjg"
cvvgpvkqp"qh"vjg"fgdvqt"*gxgp"kh"vjg"ucog"ycu"kpghhgevkxg+="
"vjg"fcvg"cpf" vkog"qp"yjkej." vq"vjg" dguv"qh"vjg" mpqyngfig."kphqtocvkqp"cpf"
dgnkgh"qh"vjg"rtqeguu"ugtxgt."vjg"fgocpf"ecog"vq"vjg"cvvgpvkqp"qh"vjg"fgdvqt0"
"
Cpf"ujqwnf"gzjkdkv
"
"vjg"uvcvwvqt{"fgocpf="
"kh" ugtxkeg" jcu" dggp" cempqyngfigf" kp" ytkvkpi" d{" vjg" fgdvqt" qt" c""
rgtuqp" cwvjqtkugf" vq" ceegrv" ugtxkeg" qp" jku" dgjcnh." c" eqr{" qh" vjg"
cempqyngfigogpv046"
"
3;" Twng"32033*8+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
42" Twng"3204"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"Omokwe v HFC Bank"]4229̲"DRKT"
3379="Yang v Official Receiver"]4235̲"GYJE"5799"*Ej+."]4236̲" DRKT":48="Rtcevkeg"Fktgevkqp
Kpuqnxgpe{"Rtqeggfkpiu"]4242̲"DEE"8;:0"
43"Bush v Bank Mandiri"]4233̲"DRKT"3;="eh0"Canning v Irwin Mitchell LLP"]4239̲"DRKT";560"
44" Rctcitcrj"707"qh"vjg"ERT" Rtcevkeg"Fktgevkqp"Î"Kpuqnxgpe{"Rtqeggfkpiu0" Hqt"vjg"rtqegfwtg"vq"dg"
cfqrvgf"yjgp"ugtxkpi"qxgtugcu."ugg"rctcitcrju"33050"
45" Twng"3205"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
46" Twng"3205*6+"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
8" Personal Insolvency Practice"
"
PQVGU"
Wpnkmg"c"uvcvwvqt{"fgocpf"rtgugpvgf"cickpuv"c"eqorcp{."c"rtkxcvg"kpfkxkfwcn"oc{"
crrn{"vq"ugv"cukfg"c"uvcvwvqt{"fgocpf"rtgugpvgf"cickpuv"jko0"
MG["OCVGTKCNU"
Ugevkqp"48:"qh"vjg"Kpuqnxgpe{"Cev"3;:8"
48:" Fghkpkvkqp"qh"Òkpcdknkv{"vq"rc{Ó."gve0="vjg"uvcvwvqt{"fgocpf"
*3+" Hqt"vjg"rwtrqugu"qh"ugevkqp"489*4+*e+."vjg"fgdvqt"crrgctu"vq"dg"wpcdng"vq"rc{"
c"fgdv"kh."dwv"qpn{"kh."vjg"fgdv"ku"rc{cdng"koogfkcvgn{"cpf"gkvjgtÏ"
"
*c+" vjg"rgvkvkqpkpi" etgfkvqt" vq"yjqo" vjg" fgdv"ku" qygf"jcu" ugtxgf" qp"vjg"
fgdvqt"c"fgocpf" *mpqyp"cu"Òvjg" uvcvwvqt{"fgocpfÓ+"kp"vjg" rtguetkdgf"
hqto"tgswktkpi"jko"vq" rc{"vjg"fgdv"qt"vq" ugewtg"qt"eqorqwpf"hqt"kv" vq"
vjg"ucvkuhcevkqp"qh"vjg"etgfkvqt."cv"ngcuv"5"yggmu"jcxg" gncrugf"ukpeg"vjg"
fgocpf"ycu" ugtxgf"cpf" vjg" fgocpf"jcu" dggp"pgkvjgt" eqornkgf"ykvj"
pqt"ugv"cukfg"kp"ceeqtfcpeg"ykvj"vjg"twngu."qt"
*d+" gzgewvkqp"qt"qvjgt"rtqeguu"kuuwgf"kp"tgurgev"qh"vjg"fgdv"qp"c "lwfiogpv"
qt"qtfgt" qh" cp{"eqwtv" kp"hcxqwt" qh" vjg"rgvkvkqpkpi" etgfkvqt." qt"qpg"qt"
oqtg"qh"vjg" rgvkvkqpkpi"etgfkvqtu"vq"yjqo" vjg"fgdv"ku" qygf."jcu"dggp"
tgvwtpgf"wpucvkuhkgf"kp"yjqng"qt"kp"rctv0"
"
*4+" Hqt" vjg" rwtrqugu" qh" ugevkqp" 489*4+* e+" vjg" fgdvqt" crrgctu" vq" jcxg" pq"
tgcuqpcdng"rtqurgev"qh"dgkpi"cdng"vq"rc{"c"fgdv"kh."dwv"qpn{"kh."vjg"fgdv"ku"pqv"
koogfkcvgn{"rc{cdng"cpfÏ"
"
*c+" vjg"rgvkvkqpkpi"etgfkvqt"vq"yjqo"kv" ku"qygf"jcu"ugtxgf"qp"vjg"fgdvqt"c"
fgocpf"*cnuq"mpqyp"cu"Òvjg"uvcvwvqt{"fgocpfÓ+"kp"vjg"rtguetkdgf"hqto"
tgswktkpi"jko"vq"guvcdnkuj"vq"vjg"ucvkuhcevkqp"qh"vjg"etgfkvqt"vjcv"vjg tg"ku"
c"tgcuqpcdng"rtqurgev"vjcv"vjg"fgdvqt"yknn"dg"cdng"vq"rc{"vjg"fgdv"yjgp"
kv"hcnnu"fwg."
*d+" cv"ngcuv"5"yggmu"jcxg"gncrugf"ukpeg"vjg"fgocpf"ycu"ugtxgf."cpf"
*e+" vjg"fgocpf"jcu"dggp"pgkvjgt"eqornkgf"ykvj"pqt"ugv"cukfg"kp"ceeqtfcpeg"
ykvj"vjg"twngu0"
"
Twngu"3203Î3205"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf""
Ycngu+"Twngu"4238"
Vjg"uvcvwvqt{"fgocpf"*ugevkqp"48:+"
32030Ï*3+"C"uvcvwvqt{"fgocpf"wpfgt"ugevkqp"48:"owuv"eqpvckpÏ""
"
*c+" vjg" jgcfkpi" gkvjgt" ÒUvcvwvqt{" fgocpf" wpfgt" ugevkqp" 48:*3+" *fgdv"
rc{cdng"koogfkcvgn{+"qh"vjg"Kpuqnxgpe{"Cev"3;:8Ó"qt"ÒUvcvwvqt{"fgocpf"
wpfgt"ugevkqp"48:*4+"*fgdv"pqv"koogfkcvgn{"rc{cdng+Ó=""
"Statutory Demand"9"
"
*d+" kfgpvkhkecvkqp"fgvcknu"hqt"vjg"fgdvqt=""
*e+" vjg"pcog"cpf"cfftguu"qh"vjg"etgfkvqt=""
*f+" c"uvcvgogpv"qh"vjg"coqwpv"qh"vjg"fgdv." cpf"vjg"eqpukfgtcvkqp"hqt"kv"*qt."
kh"vjgtg"ku"pq"eqpukfgtcvkqp."vjg"yc{"kp"yjkej"kv"ctkugu+=""
*g+" kh"vjg"fgocpf"ku"ocfg"wpfgt"ugevkqp"48:*3+"cpf"hqwpfgf"qp"c"lwfiogpv"
qt"qtfgt"qh" c"eqwtv."vjg" fcvg"qh"vjg" lwfiogpv"qt"qtfgt" cpf"vjg"eqwtv" kp"
yjkej"kv"ycu"qdvckpgf=""
*h+" kh"vjg"fgocpf"ku"ocfg"wpfgt"ugevkqp"48:*4+."c"uvcvgogpv"qh"vjg"itqwpfu"
qp"yjkej" kv" ku"cnngigf" vjcv" vjg"fgdvqt" crrgctu" vq"j cxg"pq" tgcuqpcdng"
rtqurgev"qh"rc{kpi"vjg"fgdv=""
*i+" kh"vjg"etgfkvqt" ku"gpvkvngf" vq"vjg"fgdv" d{"yc{" qh"cuukipogpv."fgvcknu" qh"
vjg"qtkikpcn"etgfkvqt"cpf"cp{"kpvgtogfkct{"cuukipggu=""
*j+" c" uvcvgogpv" vjcv" kh" vjg" fgdvqt" fqgu" pqv" eqorn{" ykvj" vjg" fgocpf"
dcpmtwrve{"rtqeggfkpiu"oc{"dg"eqoogpegf=""
*k+" vjg" fcvg" d{" yjkej" vjg" fgdvqt" owuv" eqorn{" ykvj" vjg" fgocpf." kh"
dcpmtwrve{"rtqeggfkpiu"ctg"vq"dg"cxqkfgf=""
*l+" c"uvcvgogpv"qh"vjg"ogvjqfu"qh"eqornkcpeg"yjkej"ctg"qrgp"vq"vjg"fgdvqt=""
*m+" c"uvcvgogpv"vjcv" vjg"fgdvqt" jcu"vjg"tkijv" vq"crrn{"vq" vjg"eqwtv" vq"jcxg"
vjg"fgocpf"ugv"cukfg=""
*n+" c"uvcvgogpv" vjcv" twng"3206*6+" qh"vjg" Kpuqnxgpe{" *Gpincpf"cpf" Ycngu+"
Twngu"4238" uvcvgu" vq"yjkej" eqwtv"uwej" cp" crrnkecvkqp"owuv" dg" ocfg="
cpf"pcog" vjg"eqwtv" qt" jgctkpi"egpvtg" qh"vjg" Eqwpv{" Eqwtv"vq" yjkej."
ceeqtfkpi" vq" vjg" rtgugpv" kphqtocvkqp." vjg" fgdvqt" owuv" ocmg" vjg"
crrnkecvkqp"*k0g0" vjg"Jkij"Eqwtv." vjg"Eqwpv{" Eqwtv"cv"Egpvtcn" Nqpfqp"
qt"c"pcogf"jgctkpi"egpvtg"qh"vjg"Eqwpv{"Eqwtv"cu"vjg"ecug"oc{"dg+=""
*o+" c"uvcvgogpv"vjcv"cp{"crrnkecvkqp"vq"ugv"cukfg"vjg"fgocpf"owuv"dg"ocfg"
ykvjkp"3:"fc{u"qh"ugtxkeg"qp"vjg"fgdvqt="cpf""
*p+" c"uvcvgogpv" vjcv"kh" vjg"fgdvqt" fqgu"pqv" crrn{"vq" ugv"cukfg" vjg"fgocpf"
ykvjkp"3:"fc{u"qt"qvjgtykug"fgcn"ykvj"vjku"fgocpf"ykvjkp"43"fc{u"chvgt"
kvu"ugtxkeg"vjg"fgdvqt"eqwnf"dg"ocfg"dcpmtwrv"cpf"vjg"fgdvqtÓu"rtqrgtv{"
cpf"iqqfu"vcmgp"cyc{0""
"
*4+" Yjgtg" vj g" uvcvwvqt{" fgocpf" ku" ugtxgf" d{" c" Okpkuvgt" qh" vjg" Etqyp" qt" c"
Iqxgtpogpv"Fgrctvogpv"vjg"uvcvwvqt{"fgocpf"owuv"gzrnckp"vjcv"vjg"fgdvqt"
oc{"cnvgtpcvkxgn{" crrn{" vq" ugv"cukfg" vjg" fgocpf"vq" vjg" Jkij"Eqwtv" qt" vjg"
Eqwpv{" Eqwtv" cv" Egpvtcn" Nqpfqp" *cu" vjg" ecug" oc{" dg+" kh" vjg" Okpkuvgt" qt"
Fgrctvogpv"kpvgpfu"vq"rtgugpv"c"dcpmtwrve{"rgvkvkqp"vq"qpg"qh"vjgo0""
*5+" C"fgocpf"owuv" pcog"qpg"qt" oqtg"kpfkxkfwcnu"ykvj" yjqo"vjg"fgdvqt"oc{"
eqoowpkecvg"ykvj"c"xkgy"vqÏ""
"
*c+" ugewtkpi"qt"eqorqwpfkpi"vjg"fgdv"vq"vjg"ucvkuhcevkqp"qh"vjg"etgfkvqt="qt"
*d+" guvcdnkujkpi" vq" vjg" etgfkvqtÓ u" ucvkuhcevkqp" vjcv" vjgtg" ku" c"tgcuqpcdng"
rtqurgev"vjcv"vjg"fgdv"yknn"dg"rckf"yjgp"kv"hcnnu"fwg0"
"
*6+" Vjg"rquvcn"cfftguu."gngevtqpke"cfftguu"cpf"vgngrjqpg"pwodgt"*kh"cp{+"qh"vjg"
pcogf"kpfkxkfwcn"owuv"dg"ikxgp0""
*7+" C"fgocpf" owuv" dg"fcvgf" cpf" cwvjgpvkecvgf"gkvjgt" d{" vjg"etgfkvqt" qt" d{"c"
rgtuqp"yjq"ku"cwvjqtkugf"vq"ocmg"vjg"fgocpf"qp"vjg"etgfkvqtÓu"dgjcnh0"
:" Personal Insolvency Practice"
"
*8+" C"fgocpf"yjkej" ku"cwvjgpvkecvgf"d{" c"rgtuqp" qvjgt"vjcp"vjg" etgfkvqt"owuv"
uvcvg" vjcv" vjg" rgtuqp" ku" cwvjqtkugf" vq" ocmg"vjg" fgocpf" qp" vjg" etgfkvqtÓu"
dgjcnh"cpf"uvcvg"vjg"rgtuqpÓu"tgncvkqpujkr"vq"vjg"etgfkvqt0""
*9+" Kh"vjg"coqwpv"enckogf"kp"vjg"fgocpf"kpenwfguÏ""
"
*c+" cp{"ejctig"d{"yc{"qh"kpvgtguv"qh"yjkej"pqvkeg"jcf"pqv"rtgxkqwun{"dggp"
fgnkxgtgf"vq"vjg"fgdvqt"cu"c"nkcdknkv{"qh"vjg"fgdvqtÓu="qt"
*d+" cp{"qvjgt"ejctig"ceetwkpi"htqo"vkog"vq"vkog."
"
" vjg" coqwpv" qt" tcvg" qh" vjg" ejctig" owuv" dg" ugrctcvgn{" kfgpvkhkgf." cpf" vjg"
itqwpfu"qp"yjkej"rc{ogpv"qh"kv"ku"enckogf"owuv"dg"uvcvgf0""
*:+" Vjg" coqwpv" enckogf" hqt" uwej" ejctigu" owuv" dg" nkokvgf" vq" vjcv"yjkej"jcu"
ceetwgf"cv"vjg"fcvg"qh"vjg"fgocpf0""
*;+" Kh"vjg"etgfkvqt" jqnfu"cp{" ugewtkv{"kp"tgurgev" qh"vjg"fgdv." vjg"hwnn" coqwpv"qh"
vjg"fgdv"owuv"dg"urgekhkgf."dwvÏ""
"
*c+" vjg"fgocpf"owuv"urgekh{"vjg"pcvwtg"qh"vjg"ugewtkv{."cpf"vjg"xcnwg"yjkej"
vjg"etgfkvqt"rwvu"wrqp"kv"cv"vjg"fcvg"qh"vjg"fgocpf="cpf"
*d+" vjg"fgocpf"owuv"encko"rc{ogpv"qh"vjg"hwnn"coqwpv"qh"vjg"fgdv."nguu"vjg"
urgekhkgf"xcnwg"qh"vjg"ugewtkv{0"
"
*32+" Yjgp"vjg"uvcvwvqt{"fgocpf" ku"vq"dg"ugtxgf"qwv"qh"vjg"lwtkufkevkqp."vjg"vkog"
nkokvu"qh"3:"fc{u"cpf" 43"fc{u"tghgttgf"vq"kp"uwd/rctcitcrju"3203*3+*o+" cpf"
*p+"cdqxg"owuv"dg"cogpfgf"cu"hqnnqyuÏ"
"
*c+" hqt"cp{" tghgtgpeg"vq"3 :"fc{u"vjgtg" owuv"dg" uwduvkvwvgf"vjg" pwodgt"qh"
fc{u" yjkej" ku" vjg" crrtqrtkcvg" pwodgt" qh" fc{u" ugv" qwv" kp" vjg" vcdng"
ceeqorcp{kpi" vjg" Rtcevkeg" Fktgevkqp" uwrrngogpvkpi" Ugevkqp" KX" qh"
ERT"Rctv"8"rnwu"6"fc{u="cpf"
*d+" hqt"cp{" tghgtgpeg"vq"4 3"fc{u"vjgtg" owuv"dg" uwduvkvwvgf"vjg" pwodgt"qh"
fc{u" yjkej" ku" vjg" crrtqrtkcvg" pwodgt" qh" fc{u" ugv" qwv" kp" vjg" vcdng"
ceeqorcp{kpi" vjg" Rtcevkeg" Fktgevkqp" uwrrngogpvkpi" Ugevkqp" KX" qh"
ERT"Rctv"8"rnwu"9"fc{u0"
"
Ugtxkeg"qh"uvcvwvqt{"fgocpf"
32040"C"etgfkvqt"owuv"fq"cnn"vjcv"ku"tgcuqpcdng"vq"dtkpi"vjg"uvcvwvqt{"fgocpf"vq"vjg"
fgdvqtÓu"cvvgpvkqp"cpf." kh"rtcevkecdng" kp"vjg" rctvkewnct"ektewouvcpegu."ugtxg"
vjg"fgocpf"rgtuqpcnn{0"
"
Rtqqh"qh"ugtxkeg"qh"uvcvwvqt{"fgocpf""
32050Ï*3+"Yjgtg"ugevkqp"48:"tgswktgu"c"uvcvwvqt{"fgocpf"vq"dg"ugtxgf"dghqtg"vjg"
rgvkvkqp."c"egtvkhkecvg" qh"ugtxkeg"qh"vjg" fgocpf"owuv"dg" hkngf"ykvj"vjg"eqwtv"
ykvj"vjg"rgvkvkqp0""
*4+" Vjg"egtvkhkecvg"owuv"dg"xgtkhkgf"d{"c"uvcvgogpv"qh"vtwvj"cpf"dg"ceeqorcpkgf"
d{"c"eqr{"qh"vjg"fgocpf"ugtxgf0""
*5+" Kh"vjg" fgocpf" jcu"dggp" ugtxgf" rgtuqpcnn{"qp" vjg" fgdvqt."vjg" uvcvgogpv"qh"
vtwvj"owuv"dg"ocfg"d{"vjg"rgtuqp"yjq"ugtxgf"vjg"fgocpf"wpnguu"ugtxkeg"jcu"
"Statutory Demand";"
"
dggp"cempqyngfigf"kp"ytkvkpi"d{"vjg"fgdvqt"qt"c"rgtuqp"cwvjqtkugf"vq"ceegrv"
ugtxkeg0""
*6+" Kh"ugtxkeg"jcu"dggp"cempqyngfigf"kp"ytkvkpi"gkvjgt"d{Ï""
"
*c+" vjg"fgdvqt="qt""
*d+" c"rgtuqp"yjq"ku"cwvjqtkugf"vq"ceegrv"ugtxkeg"qp"vjg"fgdvqtÓu"dgjcnh"cpf"
yjq"jcu"uvcvgf"vjcv"vjku"ku"vjg"ecug"kp"vjg"cempqyngfigogpv"qh"ugtxkeg="
"
" vjgp"vjg"egtvkhkecvg"qh"ugtxkeg"owuv"dg"cwvjgpvkecvgf"gkvjgt"d{"vjg"etgfkvqt"qt"
d{" c"r gtuqp" cevkpi" qp" vjg" etgfkvqtÓu" dgjcnh." cpf" vjg" cempqyngfigogpv" qh"
ugtxkeg"owuv"ceeqorcp{"vjg"egtvkhkecvg0""
*7+" Kh" vjg" fgocpf" jcu" dggp" ugtxgf" qvjgt" vjcp" rgtuqpcnn{" cpf" vjgtg" ku" pq"
cempqyngfigogpv" qh" ugtxkeg." vjg" egtvkhkecvg" owuv" dg" cwvjgpvkecvgf" d{" c"
rgtuqp"qt"rgtuqpu" jcxkpi"fktgev"rgtuqpcn"mpqyngfig"qh" vjg"ogcpu"cfqrvgf"
hqt" ugtxkpi" vjg" uvcvwvqt{" fgocpf." cpf" owuv" eqpvckp" vjg" hqnnqykpi"
kphqtocvkqpÏ""
"
*c+" vjg"uvgru"vcmgp"vq"ugtxg"vjg"fgocpf="cpf"
*d+" c"fcvg"d{"yjkej." vq"vjg"dguv" qh"vjg"mpqyngfig."kphqtocvkqp" cpf"dgnkgh"
qh"vjg"rgtuqp"cwvjgpvkecvkpi"vjg"egtvkhkecvg."vjg"fgocpf"yknn"jcxg"eqog"
vq"vjg"fgdvqtÓu"cvvgpvkqp0"
"
*8+" Yjgtg"rctcitcrj"*7+" crrnkgu"vjg"uvcvwvqt{" fgocpf"ku"fggogf" vq"jcxg" dggp"
ugtxgf"qp"vjg" fgdvqt"qp" vjg"fcvg"tghgttgf" vq"kp" rctcitcrj"*7+*d+"wpnguu" vjg"
eqwtv"fgvgtokpgu"qvjgtykug0""
"
Vjg"tgngxcpv"gzvtcevu"qh"vjg"ERT"Rtcevkeg"Fktgevkqp"Î"Kpuqnxgpe{"Rtqeggfkpiu"ctg"
tgrtqfwegf"kp"Ejcrvgt"460"
32" Personal Insolvency Practice"
"
303" ETGFKVQTÓU"UVCVWVQT["FGOCPF"
"
"
"
"
"
"
"
"
"
"Statutory Demand" 33"
"
34" Personal Insolvency Practice"
"
"
"
"Statutory Demand" 35"
"
"
36" Personal Insolvency Practice"
"
304" EGTVKHKECVG"QH"RGTUQPCN"UGTXKEG"
47
"
47" Hqto"8033"jcu"pqv"dggp"tgrncegf="jqygxgt."vjku" uwiiguvgf"rtgegfgpv"cfftguugu"vjg"tgswktgogpvu"
qh"twng"3205"qh"vjg"Kpuqnxgpe{"*Gpincpf"cpf"Ycngu+"Twngu"42380"
To continue reading
Request your trial