Stuart Angel & Ors & v Black Horse Limited

CourtKing's Bench Division
JudgeMr Justice Ritchie
Neutral Citation[2025] EWHC 490 (KB)
Date04 March 2025
Year2025
CounselDavid Cavender Kc,Andrew Clark Of Counsel,Simon Salzedo Kc,Iain Macdonald Of Counsel,Matthew Hardwick Kc,Counsel,Simon Popplewell Of Counsel,Jonathan Kirk Kc,Lee Finch Of Counsel,Andrew Clark,Iain Macdonald,Lee Finch
Neutral Citation Number: [2025] EWHC 490 (KB)
IN THE HIGH COURT OF JUSTICE
KING'S BENCH DIVISION
BIRMINGHAM DISTRICT REGISTRY Date: 4th March 2025
Before :
MR JUSTICE RITCHIE
- - - - - - - - - - - - - - - - - - - - -
BETWEEN Appeal Ref: KA-2025-BHM-000002 &
CH-2023-BHM-000032
Claim No. J30BM090
STUART ANGEL AND 1379 OTHERS Claimants/ Appellants
and
BLACK HORSE LIMITED Defendant/Respondent
--- Appeal Ref: CH-2023-BHM-000033
Claim No: J30BM091
PETER GREEN AND 234 OTHERS Claimants/Appellants
and
CLOSE BROTHERS LIMITED Defendant/Respondent
---
Appeal Ref: CH-2023-BHM-000034
Claim No: J30BM092
SEAN HALLSOR AND 28 OTHERS Claimants/Appellants
and
ALDERMORE BANK PLC Defendant/Respondent
--- Appeal Ref: CH-2023-BHM-000035
Claim No: J30BM093
CARL THOMAS AND 1545 OTHERS Claimants/Appellants
and
VOLKSWAGEN FINANCIAL
SERVICES (UK) LIMITED Defendant/Respondent
--- Appeal Ref: CH-2023-BHM-000036
Claim No: J30BM094
JOSE FERNANDES AND 177 OTHERS Claimants/Appellants
and
STARTLINE MOTOR FINANCE LIMITED
Defendant/Respondent
--- Appeal Ref: CH-2023-BHM-000037
Claim No: J30BM095
ANDREW BARLOW AND 180 OTHERS Claimants/Appellants
and
VAUXHALL FINANCE PLC (1)
STELLANTIS FINANCIAL
SERVICES UK LIMITED (2) Defendants/Respondents
--- Appeal Ref: CH-2023-BHM-000038
Claim No: J30BM096
RICHARD BATESON AND 1650 OTHERS
Claimants/Appellants
and
BMW FINANCIAL SERVICES
(GB) LIMITED Defendant/Respondent
--- Appeal Ref: CH-2023-BHM-000039
Claim No: J30BM097
PETER LAMOND AND 1001 OTHERS Claimants/Appellants
and
MOTONOVO FINANCE LIMITED Defendant/Respondent
Lawyers:
David Cavender KC and Andrew Clark of counsel
(instructed by Barings Ltd) for the Appellants/Claimants
Simon Salzedo KC and Iain MacDonald of counsel (instructed by TLT LLP) for the
Respondents/Defendants: Black Horse Ltd & Close Brothers Ltd
Iain MacDonald of counsel (instructed by DWF LLP) for the Respondents/Defendants:
Startline MFL
Matthew Hardwick KC of counsel (instructed by Evershed Sutherland LLP) for the
Respondents/Defendants: Aldermore Ltd and Motonovo FL
Simon Popplewell of counsel (instructed by Lester Aldridge LLP) for the
Respondents/Defendants: Volkswagen FSL and BMW FSL
Jonathan Kirk KC and Lee Finch of counsel (instructed by Equivo Ltd) for the
Respondents/Defendants: Vauxhall FP and Stellantis FSL
Hearing dates: 19th &20th February 2025
- - - - - - - - - - - - - - - - - - - - -
APPROVED JUDGMENT
This judgment was handed down remotely at 10.00am on Tuesday 4th March 2025 by
circulation to the parties or their representatives by e-mail and by release to the National
Archives.

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