Support for Mortgage Interest etc (Security for Loans) Act (Northern Ireland) 2022
Year | 2022 |
Support for Mortgage Interest etc (Security for Loans) Act (Northern Ireland) 2022
2022 Chapter 28
An Act to provide for loans under Article 13 of the Welfare Reform and Work (Northern Ireland) Order 2016 to be charged on land and for the charges to be registrable in the Statutory Charges Register.
[22 June 2022]
BE IT ENACTED by being passed by the Northern Ireland Assembly and assented to by Her Majesty as follows:
1 Security for loans for mortgage interest etc
(1) In Article 13 of the Welfare Reform and Work (Northern Ireland) Order 2016 (loans in respect of liability to make owner-occupier payments)—
(a)
(a) in paragraph (7), after sub-paragraph (b) (regulations may require a loan to be secured by a mortgage or charge over land) insert—
“(c)
“(c) charge a legal, or equitable, estate or other interest in land with either or both of the following—
(i) repayment of a loan under the regulations;
(ii) interest charged in respect of such a loan.”, and
(b)
(b) after paragraph (8) insert—
“8A A charge created under paragraph (7)(c) is enforceable in all respects as if it were a valid mortgage by deed created in favour...
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