Life Assurance Act 1774
(14 Geo. 3) C A P. XLVIII.
'WHEREAS it hath been found by Experience, that the making Insurances on Lives, or other Events, wherein the Assured shall have no Interest, hath introduced a mischievous Kind of Gaming:' For Remedy whereof, be it enacted by the King's most Excellent Majesty, by and with the Advice and Consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the Authority of the same, That from and aster the passing of this Act, no Insurance shall be made by any Personor Persons, Bodies Politick or Corporate, on the Life or Lives of any Person or Persons, or on any other Event or Events whatsoever, wherein the Person or Persons for whose Use, Benefit, or on whose Account such Policy or Policies shall be made, shall have no Interest, or by way of Gaming or Wagering; and that every Assurance made, contrary to the true Intent and Meaning hereof, shall be null and void, to all Intents and Purposes whatsoever.
II No Policies on Lives without inserting the Persons Names, &c.
II. And be it further enacted, That it shall not be lawful to make any Policy or Policies on the Life or Lives of any Person or Persons, or other Event or Events, without inserting in such Policy or Policies the Person or Persons Name or Names interested therein, or for whose Use, Benefit, or on whose Account, such Policy is so made or underwrote.
III How much may be recovered where the Insured hath Interest in Lives.
III. And be it further enacted, That in all Cases where the Insured hath Interest in such Life or Lives, Event or Events, no greater Sum shall be recovered or received from the Insurer or Insurers than the Amount or Value of the Interest of the Insured in such Life or Lives, or other Event or Events.
IV Not to extend to Insurances on Ships, Goods, &c.
IV. Provided always, That nothing herein contained shall extend, or be construed to extend, to Insurances...
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