Fitzherbert against Mather

JurisdictionEngland & Wales
Judgment Date01 January 1785
Date01 January 1785
CourtCourt of the King's Bench

English Reports Citation: 99 E.R. 944

IN THE COURT OF KING'S BENCH

Fitzherbert against Mather

Recognised, Proudfoot v. Montefiore, 1867, L. R. 2 Q. B. 519. Observed upon, Stribley v. Imperial Marine Insurance Company, 1876, 1 Q. B. D. 511; Blackburn v. Vigors, 1887, 12 App. Cas. 531.

fitzherbert against mather. 1785. Any person acting by the orders of the insured, and who is any wise instrumental in procuring the insurance, is bound to disclose all he knows to the underwriter, before the policy is effected : and where any misrepresentation arises from his fraud or negligence, the policy is void. Where one of two innocent persons must suffer by the fraud or negligence of a third, whichever of the two gave him credit ought to bear the loss. [14 East, 494.] [Eecognised, Proudfoot v. Montefiwe, 1867, L. E. 2 Q. B. 519. Observed upon, Stribley v. Imperial Marine Insurance Company, 1876, 1 Q. B. D. 511; Blackburn v. Figoi-s, 1887, 12 App. Cas. 531.] This was an action on a policy of insurance for 1101. underwritten by the defendant (a)1 Vide Barnes, 438, 441, 4to edition. (J)1 Vide Cro. Eliz. 779. (c) 2 Lev. 205. 1 Freem. 415. (a)2 Vide Barnes, 4to edition, 173, 3 Wils. 23, & 2 Str. 891, cont. (i)2 Vide 2 Stra. 834, Goodtitle against Walton. (a)8 Vid. Taylor v. Cole, post, 3 vol. 292. (6)3 1 Salk. 221. 2 Wils. 313. 3 Wils. 20. Yelv. 96, 7. Cro. Jac. 147. Bull. N. P. 81. 1 T. K. 13 FITZHERBERT V. MATHER 945 on the 21st of September 1782, at six guineas per cent, on a cargo of oats on board the ship "Joseph," lost or not lost, at and from Hartland to Portsmouth, beginning the adventure from the loading thereof on board the said ship at Hartland. The defendant pleaded the general issue, and paid the premium into Court. The jury found a verdict for the plaintiff at the sittings at Guildhall, before Buller, J. after last Trinity term, subject to the opinion of the Court on the following case: "That on the 27th of July 1782, William Bundock, of Pool, agent for the plaintiff, contracted with Richard Thomas of Hartland, a corn-factor, for the purchase of 500 quarters of oats, to be consigned to William Fuller, at Portsmouth, on the plaintiff's account, and directed Thomas to send him (Bundock) a bill of loading and invoice, and also a like bill of loading [13] and invoice to the plaintiff at Cuthbert Fisher's, Esq; London. That, in pursuance thereof, Thomas shipped the oats on board the ship insured, which sailed from Hartland on the 16th of September 1782 ; and was...

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3 cases
  • Deutsche Ruckversicherung Aktiengesellschaft v Walbrook Insurance Company Ltd [QBD (Comm)]
    • United Kingdom
    • Queen's Bench Division (Commercial Court)
    • 21 April 1994
    ... ... Fitzherbert v MatherENR (1785) 1 TR 12 ; 99 ER 944 ... Grosvenor and West-end ... 5(2) ... 3. The test to be applied where an injunction was sought against a beneficiary was no different from the test applicable when an injunction was applied for against ... the argument that the rule in Hampshire Land should give way to the rule in Fitzherbert v Mather ... Where, however, the materiality of the fraud is said to be no more than moral hazard I find it an ... ...
  • PCW Syndicates v PCW Reinsurers
    • United Kingdom
    • Court of Appeal (Civil Division)
    • 31 July 1995
    ...Land Holdings plcUNK [1994] BCC 143; [1994] 2 All ER 685. Espin v PembertonENR (1859) 3 De G & J 547; 44 ER 1380. Fitzherbert v MatherENR (1785) 1 TR 12; 99 ER 944. Group Josi Re v Walbrook Insurance Co Ltd & Ors [1995] CLC 1,532. Hampshire Land Co, ReELR [1896] 2 Ch 743. Kwei Tek Chao & Or......
  • Maye v Colonial Mutual Life Assurance Society Ltd
    • Australia
    • High Court
    • Invalid date

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