Mortgage Arrears in UK Law

  • The Mortgage Arrears Pre‐Action Protocol: An Opportunity Lost
    • No. 72-5, September 2009
    • The Modern Law Review
    In February 2008, the Civil Justice Council circulated for consultation a mortgage arrears pre‐action protocol that proposed some of the most radical and significant reforms of the repossession pro...
  • Book Review: Home Ownership in a Risk Society. An Analysis of Mortgage Arrears and Possessions
    • No. 11-3, September 2002
    • Social & Legal Studies
  • Macroeconomic factors influencing UK household loan losses
    • No. 20-4, November 2012
    • Journal of Financial Regulation and Compliance
    • 385-401
    Purpose: The purpose of this paper is to investigate the effects of macroeconomic factors on secured and unsecured household loans from UK banks. Design/methodology/approach: The approach uses Vec...
    ......Theinfluence however depends on the type of arrears. Changes in house prices, interest rates andunemployment rates have a ...Unemployment stands out as the major factor thatinfluences both mortgage and creditcard arrears. The estimated results show that the main factors ......
  • Table of Other Material
    • Preliminary Sections
    • Small Claims Procedure in the County Court A Practical Guide - Seventh edition
    • Patricia Pearl/Tim Parker
    • 59-62
    ......Mortgage Arrears 292 Pre-Action Protocol for Package Travel Claims 126 Pre-Action ......
  • Index to Volume 11, 2002
    • No. 11-4, December 2002
    • Social & Legal Studies
    ...... An Analysis of Mortgage Arrears and Possessions , reviewed by Helen Carr, 11(3), 455–456 F ......
  • Making the Case for Socio‐legal Research in Land Law: Renner and the Law of Mortgage
    • No. 37-4, December 2010
    • Journal of Law and Society
    The aim of this article is to enhance knowledge of and to encourage further research into two areas not traditionally the subject of socio‐legal research, namely, the work of Karl Renner and the En...
    ......G. Teubner (1986) 14. 7 Renner, op. cit., n. 1, p. 53. 8 Pre-Action Protocol for Possession Claims Based on Mortgage or Home Purchase Plan Arrears in Respect of Residential Property ,a v a ilable at . 9 FSA, ......
  • The Quiet‐Loud‐Quiet Politics of Post‐Crisis Consumer Bankruptcy Law: The Case of Ireland and the Troika
    • No. 81-5, September 2018
    • The Modern Law Review
    A decade after the Global Financial Crisis, many developed economies continue to strain under excessive household debt. This article presents evidence suggesting that the failure of policymakers to...
    ...... minority group of financially troubled debtors who fell into mortgage arrears after the crisis – a group of relatively lower incomes, emplo ......
  • A brief guide to the current proposals for mortgage regulation in the UK
    • No. 11-2, June 2003
    • Journal of Financial Regulation and Compliance
    • 105-112
    ......’ in relation tomortgages (poor information, disadvan-tageous product features, gaps in regu-latory control and unsatisfactorytreatment of arrears")— January, 2000: the Government indi-cated that it was proposing to bringmortgage lending and administration ofmortgages within regulatory control\xE2\x80"......
  • Pre-Action Protocol for Debt Claims
    • Appendices
    • Small Claims Procedure in the County Court A Practical Guide - Seventh edition
    • Patricia Pearl/Tim Parker
    • 353-358
    ...... Pre-Action Protocol such as Construction and Engineering or Mortgage Arrears; or . (b) to claims issued by Her Majesty’s Revenue and Customs ......
  • REGULATION AS SOCIAL POLICY: HOME EVICTIONS AND REPOSSESSIONS IN THE UK AND SWEDEN
    • No. 93-3, September 2015
    • Public Administration
    This article asks how the UK and Sweden regulate, prevent, or mitigate the consequences of mortgage‐related household eviction and repossession. Contrary to initial expectations, the findings show ...
    ...... UK and Sweden regulate, prevent, or mitigate the consequences of mortgage-related household eviction and repossession. Contrary to initial ... the social risk of home eviction and repossession due to debt and arrears on household sector mortgage payments. This form of regulation is analysed ......
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