Credit in UK Law
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Books & Journal Articles
Letters of Credit
The letter of credit is commonly utilised when an exporter has doubts regarding the prospects of receiving payment. It is essential that all possible precautions are taken to ensure that the letter...
Strengthening credit rating integrity
Purpose: – The purpose of the article is to explain the significance of key features of the SEC’s new rules for credit rating agencies. Those rules include three key items: they prohibit the influe...
Is the US Consumer Credit Asymmetric?
We investigate the existence of any asymmetric effects in the US consumer credit. In doing so, we utilize the asymmetric cointegration methods proposed by Breitung (2001, 2002) and Enders and Siklo...
Credit Control — A Survey
The success of a credit system, in terms of both effectiveness and cost, is largely determined by policy established within the company. Too conservative a policy will entail high opportunity cost ...
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Law Firm Commentaries
What is a credit bid? In certain circumstances, a secured lender can ‘bid’ its secured claim against the purchase price in a sale of the secured assets. The secured lender can compete wi...
Basel Committee publishes credit risk guidance
The Basel Committee has published guidance on credit risk and accounting for expected credit losses. Comprising 11 principles...
Christmas on Credit
With the UK festive season now merrily in swing, credit cards maxed out on Black Friday and Cyber Monday bargains and Christmas shopping well under way, will the lure of the Christmas spirit be eno...
Who’s driving consumer credit growth?
The FCA has published its latest insight article entitled Who’s driving consumer credit growth? To build a better picture of what is driving consumer credit growth the FCA requested credit referenc...
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