Karen Smith Derek Burrell v The Royal Bank of Scotland Plc

JurisdictionEngland & Wales
JudgeLord Justice Coulson,Lady Justice Macur,Lord Justice Birss
Judgment Date03 December 2021
Neutral Citation[2021] EWCA Civ 1832
Docket NumberCase Nos: B2/2021/0154 & B2/2021/0887
Year2021
CourtCourt of Appeal (Civil Division)
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3 cases
  • Smith and another v Royal Bank of Scotland Plc
    • United Kingdom
    • Supreme Court
    • 4 October 2023
    ... ... Karen Smith ... 4 Karen Smith applied (successfully) for a credit card with the bank in ... That decision was affirmed on appeal by the county court judge ... Derek Burrell ... 8 Derek Burrell entered into a credit card agreement with the bank and ... ...
  • The King -on the application of- Shawbrook Bank Ltd v Financial Ombudsman Service Ltd
    • United Kingdom
    • King's Bench Division (Administrative Court)
    • 5 May 2023
    ...149 As regards the status of Scotland & Reast, it was cited with approval by the Court of Appeal in Smith v Royal Bank of Scotland [2021] EWCA Civ 1832 in relation to its analysis of the threshold test for s.140A (although I cannot see that the s.56 point squarely arose there; and the case......
  • R Mortgage Agency Service Number Five Ltd v Financial Ombudsman Service Ltd
    • United Kingdom
    • Queen's Bench Division (Administrative Court)
    • 27 July 2022
    ...accordingly. 62 Patel was approved in Scotland v British Credit Trust Ltd [2014] Bus LR 1079 CA and in Smith v Royal Bank of Scotland [2021] EWCA Civ 1832. 63 The Claimant distinguishes those cases on the basis that the régime established by sections 140A and 140B of the Consumer Credit Ac......
1 firm's commentaries
  • Payment Protection Insurance (PPI)
    • United Kingdom
    • Mondaq UK
    • 23 February 2023
    ...to 22 CCA 2006 7. Schedule 3(16) Consumer Credit Act 2006 8. S.9 Limitation Act 1980 9. Smith and Burrell v Royal Bank of Scotland Plc [2021] EWCA Civ 1832 [69] 10. Canada Square Operations Ltd v Potter [2021] EWCA Civ 339 [157] 11. Hussain v Mukhtar [2016] EWHC 525 (QB) [40] 12. Hussain v ......

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